Islands Millstream Travel Insurance policy now includes Covid-19 cover to help you stay protected. As this situation is ongoing it is vital that you have a policy that will respond to any Covid-19 disruption to your future travel plans.
Cover is now available for:
- Cancelling your trip: You will be covered up to the policy limits for irrecoverable cost if you have to cancel your trip because you or your travel companions become ill with Covid-19 or if you are specifically asked to quarantine, for example through the track and trace system.
- Your trip being interrupted: You will be covered up to the policy limits if your holiday is disrupted because you or your travel companions fall ill with Covid or you are specifically asked to quarantine.
- Emergency medical help: You and your travel companions will be covered for emergency medical assistance if you fall ill with Covid.
What is not covered
There is no cover for your trip being interrupted or for emergency medical help if you travel against the advice of the Foreign, Commonwealth & Development Office (FCDO), unless it is pre-agreed as essential by insurers.
There will be no cover for cancellation or cutting your trip short if general quarantine restrictions are put in place, for example, if your town or city is locked down or the Government or local authority are asking the general public to self-isolate when returning from a high-risk country.
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