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Adding additional drivers
You can add additional drivers on a temporary or permanent basis. Simply call one of our brokers who can assist.
Adding additional drivers
You can add additional drivers on a temporary or permanent basis. Simply call one of our brokers who can assist.
Adding additional drivers
You can add additional drivers on a temporary or permanent basis. Simply call one of our brokers who can assist.
Adding additional drivers
You can add additional drivers on a temporary or permanent basis. Simply call one of our brokers who can assist.
Adding additional drivers
You can add additional drivers on a temporary or permanent basis. Simply call one of our brokers who can assist.
Adding additional drivers
You can add additional drivers on a temporary or permanent basis. Simply call one of our brokers who can assist.
Adding additional drivers
You can add additional drivers on a temporary or permanent basis. Simply call one of our brokers who can assist.
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About Us
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Find out MoreBusiness Insurance
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Business Insurance
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Business Insurance
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Business Insurance
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Features (list style)
Multi-policy discounts for Home & Travel policies
Free courtesy car if you use one of our Approved Repairers
Separate renewal dates - no need to pay all the renewal premiums at once
Motor Legal Expenses and Breakdown Assistance for cars
Available for vehicles written off within 12 months of first registration
Up to 25% no claims discount on your islands home insurance
Features (card style)
Multi-policy discounts for Home & Travel policies
Free courtesy car if you use one of our Approved Repairers
Separate renewal dates - no need to pay all the renewal premiums at once
Motor Legal Expenses and Breakdown Assistance for cars
Available for vehicles written off within 12 months of first registration
Up to 25% no claims discount on your islands home insurance
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Group 2
FAQ’s
Do I have “Driving other cars”?
“Driving other cars” is a standard inclusion under most of our motor policies and allows the policy holder only, to drive vehicles not owned or hired to them, providing they have permission of the vehicle owner to use the vehicle. However, there are restrictions to this benefit such as age (must be over 25 at policy inception / renewal date) and occupation. To find out if you have “Driving other cars”, check your Certificate of Motor Insurance. The cover provides protection against legal liability for death or bodily injury to a third party and damage to third party property. This cover is very limited and should be viewed as emergency cover only.
Does my “Driving other cars” extension allow me to drive in the UK/Europe?
If included on your Certificate of Motor insurance the “Driving other cars” extension does apply, please check your policy wording for full details. We must however note the cover provides protection against legal liability for death or bodily injury to a third party and damage to third party property. This cover is very limited and should be viewed as emergency cover only.
Am I covered for business use?
Business cover will be included automatically for you and your spouse or partner if you have had a civil partnership ceremony and live at the same address. Exclusions do apply, so please call us on 01534 835383 (JSY) or 01481 710731 (GSY) or 01481 824100 (ALD) or check your Certificate of Motor Insurance
Can I add a driver to my policy?
You can add drivers to policies but each addition must be assessed by one of our brokers. Please call us on 01534 835383 (JSY) or 01481 710731 (GSY) or 01481 824100 (ALD), 9am till 5pm Monday to Friday to assist you with this.
Can I add a temporary vehicle to my policy?
Yes, policyholders can add temporary additional vehicles to their policy. The charge will be dependent on the details you provide. For more information please call us on 01534 835383 (JSY) or 01481 710731 (GSY) or 01481 824100 (ALD), 9am till 5pm Monday to Friday.
Are there any restrictions to the breakdown cover?
Can I pay by Direct Debit?
We do have Direct Debit facilities. To find out if you are able to pay for your policy by Direct Debit please call one of our Brokers on 01534 835383 (JSY) or 01481 710731 (GSY) or 01481 824100 (ALD), 9am till 5pm Monday to Friday.
Can I pay for my insurance by Direct Debit through another persons bank account?
We are only able to accept Direct Debit payments from accounts belonging to Policyholders.
Do you do Excess insurance?
We do not have any insurers available to us covering Excess insurance at this time
How can I pay for my insurance?
You can call our accounts department with your card details on 835358, pay online or by bank transfer / BACS including your policy number to:
Sort Code: 40-25-34
Account Number: 71643509
Account Name: M J Touzel IB Ltd.
We also accept Cash or Cheques.
What are your opening hours?
Jersey & Guernsey – 9:00 till 17:00 Monday to Friday.
Alderney – 8:30 till 16:30 Monday to Friday
What is a mutual bonus
A mutual bonus is a discount applied to all NFU mutual policies at their renewal. The discount increases depending how long the policy has run and is currently:
(insert mutual bonus table)
Why are boxes on my Declaration/Proposal form highlighted yellow?
They are to assist Islands staff when we are reading completed forms, to draw our attention to any highlighted answer.
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What happens if the damage is repairable?
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What happens if the damage is not repairable?
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