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Islands Insurance

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Adding additional drivers

You can add additional drivers on a temporary or permanent basis. Simply call one of our brokers who can assist.

Adding additional drivers

You can add additional drivers on a temporary or permanent basis. Simply call one of our brokers who can assist.

Adding additional drivers

You can add additional drivers on a temporary or permanent basis. Simply call one of our brokers who can assist.

Adding additional drivers

You can add additional drivers on a temporary or permanent basis. Simply call one of our brokers who can assist.

Adding additional drivers

You can add additional drivers on a temporary or permanent basis. Simply call one of our brokers who can assist.

Adding additional drivers

You can add additional drivers on a temporary or permanent basis. Simply call one of our brokers who can assist.

Adding additional drivers

You can add additional drivers on a temporary or permanent basis. Simply call one of our brokers who can assist.

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About Us

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Business Insurance

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More on business insurance

Business Insurance

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Business Insurance

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Business Insurance

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Existing Customers

Renewing your policy

We will contact you prior to your renewal date with all the details of your policy cover for the coming year.

Payment options

Payment can be made by monthly direct debit or an upfront annual payment.

Making changes to your policy

Click here to make a change or request.

Cancellation

You can cancel your policy at any time by contacting us.

Features (list style)

Multi-policy discount

Multi-policy discounts for Home & Travel policies

Free courtesy car

Free courtesy car if you use one of our Approved Repairers

Seperate renewal dates

Separate renewal dates - no need to pay all the renewal premiums at once

Legal expenses and breakdown assistance

Motor Legal Expenses and Breakdown Assistance for cars

Replacement vehicles

Available for vehicles written off within 12 months of first registration

No claims discounts

Up to 25% no claims discount on your islands home insurance

Features (card style)

Multi-policy discount

Multi-policy discounts for Home & Travel policies

Free courtesy car

Free courtesy car if you use one of our Approved Repairers

Seperate renewal dates

Separate renewal dates - no need to pay all the renewal premiums at once

Legal expenses and breakdown assistance

Motor Legal Expenses and Breakdown Assistance for cars

Replacement vehicles

Available for vehicles written off within 12 months of first registration

No claims discounts

Up to 25% no claims discount on your islands home insurance

Documents (two column)

Documents (with text)

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Documents

FAQ’s

Do I have “Driving other cars”?

“Driving other cars” is a standard inclusion under most of our motor policies and allows the policy holder only, to drive vehicles not owned or hired to them, providing they have permission of the vehicle owner to use the vehicle. However, there are restrictions to this benefit such as age (must be over 25 at policy inception / renewal date) and occupation. To find out if you have “Driving other cars”, check your Certificate of Motor Insurance. The cover provides protection against legal liability for death or bodily injury to a third party and damage to third party property. This cover is very limited and should be viewed as emergency cover only.

Does my “Driving other cars” extension allow me to drive in the UK/Europe?

If included on your Certificate of Motor insurance the “Driving other cars” extension does apply, please check your policy wording for full details. We must however note the cover provides protection against legal liability for death or bodily injury to a third party and damage to third party property. This cover is very limited and should be viewed as emergency cover only.

Am I covered for business use?

Business cover will be included automatically for you and your spouse or partner if you have had a civil partnership ceremony and live at the same address. Exclusions do apply, so please call us on 01534 835383 (JSY) or 01481 710731 (GSY) or 01481 824100 (ALD) or check your Certificate of Motor Insurance

Can I add a driver to my policy?

You can add drivers to policies but each addition must be assessed by one of our brokers. Please call us on  01534 835383 (JSY) or 01481 710731 (GSY) or 01481 824100 (ALD), 9am till 5pm Monday to Friday to assist you with this.

Can I add a temporary vehicle to my policy?

Yes, policyholders can add temporary additional vehicles to their policy. The charge will be dependent on the details you provide. For more information please call us on 01534 835383 (JSY) or 01481 710731 (GSY) or 01481 824100 (ALD), 9am till 5pm Monday to Friday.

Are there any restrictions to the breakdown cover?

Can I pay by Direct Debit?

We do have Direct Debit facilities. To find out if you are able to pay for your policy by Direct Debit please call one of our Brokers on 01534 835383 (JSY) or 01481 710731 (GSY) or 01481 824100 (ALD), 9am till 5pm Monday to Friday.

Can I pay for my insurance by Direct Debit through another persons bank account?

We are only able to accept Direct Debit payments from accounts belonging to Policyholders.

Do you do Excess insurance?

We do not have any insurers available to us covering Excess insurance at this time

How can I pay for my insurance?

You can call our accounts department with your card details on 835358, pay online or by bank transfer / BACS including your policy number to:

Sort Code: 40-25-34
Account Number: 71643509
Account Name: M J Touzel IB Ltd.

We also accept Cash or Cheques.

What are your opening hours?

Jersey & Guernsey – 9:00 till 17:00 Monday to Friday.

Alderney – 8:30 till 16:30 Monday to Friday

What is a mutual bonus

A mutual bonus is a discount applied to all NFU mutual policies at their renewal. The discount increases depending how long the policy has run and is currently:

(insert mutual bonus table)

Why are boxes on my Declaration/Proposal form highlighted yellow?

They are to assist Islands staff when we are reading completed forms, to draw our attention to any highlighted answer.

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What happens if the damage is repairable?

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Ut a libero sed quam feugiat facilisis quis laoreet diam. Suspendisse et tincidunt elit. Sed vulputate turpis ac aliquam gravida. Aliquam gravida, tellus vel efficitur vehicula, urna urna fermentum metus, at lacinia odio libero quis mi. Maecenas iaculis tellus ante, sit amet faucibus diam commodo viverra. Ut ante nisi, convallis non fringilla nec, commodo dapibus enim. Sed lacinia ullamcorper risus, scelerisque varius quam luctus id. Proin suscipit tortor ut nulla tempus maximus. Cras pretium, neque ac posuere porttitor, purus odio sagittis nunc, non interdum magna neque quis magna. Phasellus tincidunt tortor nisi, quis consequat risus pharetra a. Vestibulum et nulla sed tortor varius tempor et quis metus.

What happens if the damage is not repairable?

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Request a callback

Due to recent events, we are currently experiencing a very high volume of calls in the claims department. For more information, please visit our Storm Support Hub.

Need help? Get in touch!

Our friendly team is ready to help with any questions or support you need. You can contact us at any of our local offices:

Alderney Office
Open: Monday - Friday 08:30-16:30 T: (01481) 824 100
Guernsey Office
Open: Monday - Friday 09:00-17:00 T: (01481) 710 731
Jersey Office
Open: Monday - Friday 09:00-17:00 T: (01534) 835 383

Our expert advisors are here during office hours to chat about what you need and find the best solutions for you. If it's outside these hours, just leave us a message. We'll get back to you as soon as we can.

Please select your location

To provide you with a tailored travel policy, please select your island below to be taken to the appropriate quote form.

Jersey
Guernsey / Alderney