Drive with Trust, Every Mile with Islands Insurance

Choose more than just a policy. Choose a local friend

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More Than Just Cover – It’s a Promise

Breakdown Cover in Europe

Journey across Europe with peace of mind. Our comprehensive policy ensures roadside assistance, vehicle recovery, and onward travel, wherever your adventure takes you.

Complimentary Courtesy Car

Stay on the move, even when life takes an unexpected turn. Benefit from a complimentary courtesy car through our approved repair network, ensuring your rhythm remains uninterrupted.

Dedicated Claims Handling

We're here for you. Our dedicated claims team ensures that, in the event of a hiccup, you're always in caring hands.

Exceptional Customer Service

A service that feels like a friendly chat. Our team is committed to making your smooth, personalised, and pleasant experience.

Local Expertise

We're not just any insurer; we're your neighbour. Deep-rooted in the Channel Islands, we understand the unique needs and nuances of our community.

Personalised Service

With us, you're not just a policy number. We get to know you, your needs, and are always there to support, personally.

Levels of cover

Find out what’s included in each of our policies.

Features in our Levels of CoverThird Party OnlyThird Party, Fire & TheftComprehensive
Repair or replacement of your car in the event of accidental damage - even if you were at fault
Repair or replacement of your Windscreen, windows and sunroof in the event of accidental damage
Replacement keys, lock transmitter and locks if your keys are stolen
Repair or replacement of your car if it is damaged by fire, theft or if it is stolen
Complimentary loan car included with our approved repairer service*
European breakdown, Home start, roadside assistance, roadside repair, vehicle recovery and onward travel included as standard, at home and abroad
Motor legal expenses and protection
Cover to drive in the UK for up to 30 days and Europe for 60 days
Costs for injury to other people or damage to property
No excess or loss of No Claims Bonus if you're involved in an accident where an uninsured driver is at fault

*applies to most policies, subject to terms and conditions.

Under 25?

Understanding your eligibility can be filled with lots of questions. What are the criteria? How do you qualify for insurance? We've crafted an article just for young drivers like you.

Learn More About Our Criteria

Stay. Save. Celebrate.

Every journey with Islands Insurance is a step towards more savings. Our Mutual Bonus recognises and rewards your trust. Here’s how you benefit as the journey continues…”

1st Year of Renewal:

Begin with a 7% saving – our way of saying thanks.

2nd & 3rd Year of Renewal:

Your trust deepens, and so do the savings. Enjoy an 8% discount.

4th Year of Renewal:

Celebrating four years together with a 9% saving.

5th Year & Beyond:

The journey continues. Max out your savings with a 12% discount.

Request a callback

Due to recent events, we are currently experiencing a very high volume of calls in the claims department. For more information, please visit our Storm Support Hub.

Need help? Get in touch!

Our friendly team is ready to help with any questions or support you need. You can contact us at any of our local offices:

Alderney Office
Open: Monday - Friday 08:30-16:30 T: (01481) 824 100
Guernsey Office
Open: Monday - Friday 09:00-17:00 T: (01481) 710 731
Jersey Office
Open: Monday - Friday 09:00-17:00 T: (01534) 835 383

Our expert advisors are here during office hours to chat about what you need and find the best solutions for you. If it's outside these hours, just leave us a message. We'll get back to you as soon as we can.

Please select your location

To provide you with a tailored travel policy, please select your island below to be taken to the appropriate quote form.

Guernsey / Alderney