Travel Insurance for Channel Islands residents

Travel

There are so many benefits with Islands Travel Insurance

We cover single trips including backpacker and activity holidays, as well as annual travel policies for you and your family and group policies for businesses or organisations. 

If you already have a Home Contents policy with us you will automatically receive an extra 10% discount and unlike some other policies you will be covered for overnight trips to the mainland and other islands even when not staying in a hotel.  Cover is also included for delays and transport failures. 

You are automatically covered for winter sports and ski equipment. 

Children (up to age 23 see below) are covered for FREE when both parents are insured under our Family Travel Insurance and each insured person can travel independently including children.

Our travel policies cover; 

The following cover for Winter Sports comes as part of our standard travel insurance

  • INSURED for up to 17 days in any period of insurance.
  • Skiing equipment in total £1,500 (limit any one item £500)
  • Hired skiing equipment £500
  • Hiring skiing equipment £50 a day (up to £500)
  • Unrecoverable ski pack costs is £250
  • Transport to & ski passes at alternative resort £50 a day (up to £500)extra accommodation & transport expenses due to avalanche £50 a day (up to £500)

 Our standard travel insurance also includes; 

  • 10% discount off your travel if you have Contents insurance
  • Up to 20% NCB available
  • Cover for overnight trips to the Mainland and other islands even when not staying at a hotel
  • Automatic £5,000,000 of medical expenses cover
  • Up to £15,000 of cancellation expenses available
  • Each insured person can travel independently including children
  • Tailor made for Channel Island residents
  • 24 /7 emergency helpline
  • Legal expenses cover included as standard up to £50,000
  • Trip duration standard of 60 days with extensions available up to 120 days
  • Kid are free when both parents are included
  • Cover included for delays and transport failures
  • £2,500,000 of Personal liability cover
  • Baggage cover up to £2,500
  • No excess to pay if your trip is cancelled
  • Personal accident cover up to £25,000

Limitations and exclusions apply. To learn more about our range of travel policies you can view our full policies here or you can contact us.

Click here to get a quick quoteAnnual individual European travel policy from only £62*Annual family European travel policy from only £100**

*Based upon annual individual European travel insurance, incorporating a discount for existing policyholders with Home Contents cover with us. Age Band 18-54
**Based upon annual family European travel insurance, incorporating a discount for existing policyholders with Home Contents cover with us. Age Band 18-54