Not just for the ‘White Van’
For over 40 years Islands has provided expert insurance advice to Islanders and businesses alike, ensuring that the things that matter to you are covered. We are able to offer flexible vehicle policies whether you are using your van to commute back and forth to work, transporting your family around at weekends, or for your business.
We also offer commercial insurance for all types of businesses, big or small!
Commercial Van
Our van insurance is ideal for tradesmen and businesses that use their vehicles as tools which can lead to gaps in coverage due to grey areas in how the vehicle is used. At Islands we understand this gap, which is why we offer a greater level of protection in our optional benefits package. Some of the extra benefits allow you to receive a discount for multi-vehicle and restricted drivers, coverage for damage to underground services when using the vehicle as a tool, coverage for your trailer when it’s not attached to your vehicle, and much more.
Personal Van
Vans are not just the remit of builders and tradesmen – more and more people in the Channel Islands are opting for a van so they can carry their kit for fun-seeking days out. Whether it’s surfers heading to the beach, families who love camping who are looking for the perfect pitching spot, or mountain-bikers heading uphill to hurtle back down on two wheels – private van use is a growing trend. So, if the van life appeals to you, we have you covered.
Small & Medium Business
We offer a wide range of small and medium business insurance policies, so we’ve got you covered no matter what your business is.
If you own or operate a small to medium sized business, or even a large enterprise across the Channel Islands, we will ensure you have the appropriate insurance cover in place to suit your business needs. Not only will an insurance policy protect your business in the unfortunate event that something goes wrong, it will also give your customers peace of mind and reinforce your trusted reputation within your business sector.
Can I change the vehicle on my policy?
You can change the vehicle on your policy at any point by calling us on 01534 835383 (JSY) or 01481 710731 (GSY) or 01481 824100 (ALD), 9am till 5pm Monday to Friday.
Can I pay by Direct Debit?
We do have Direct Debit facilities. To find out if you are able to pay for your policy by Direct Debit please call one of our Brokers on 01534 835383 (JSY) or 01481 710731 (GSY) or 01481 824100 (ALD), 9am till 5pm Monday to Friday.
Can someone not covered by my insurance drive my car on a third party basis if they have a full driving licence?
Some people have a “Driving other cars” extension on their own insurance policy but this is for emergency use only and not meant for everyday driving. To see if they have this cover they would need to look at their policy documentation.
Am I covered for business use?
Business cover will be included automatically for you and your spouse or partner if you have had a civil partnership ceremony and live at the same address. Exclusions do apply, so please call us on 01534 835383 (JSY) or 01481 710731 (GSY) or 01481 824100 (ALD) or check your Certificate of Motor Insurance