Get a quote - Office & Surgery

1Before You Start

2About You & Your Business

3Your Insurance and Trading Details

4About the Property

5Extra Cover for Your Building

6What's Inside Your Building

7Cover & Add-Ons

8Claims & Consent

Thanks for choosing Islands Insurance! Just to let you know that this isn’t an instant quote. We’ll review your details and get back to you with a quote.
Before we begin, please check these are all true for you and your business.

About you & your insurance
1. You (and any business partner/director) don’t have any unspent criminal convictions, and you’re not involved in an ongoing court case.
2. You haven’t had business insurance refused, cancelled, not renewed, or special terms applied.
1. You (or your business) haven’t been declared bankrupt or insolvent, and you’re not in bankruptcy/insolvency proceedings.
About the building & location
1. This property and the neighbouring properties haven’t had damage caused by or a history of ground movement (subsidence, landslip, or heave).
2. The property is not in an area known to flood.
3. Your business is the only commercial occupant in your part of the property (besides any private homes or separate offices).
4. Your business area is self-contained and has its own entrance.
Tick this box if all these points are true**
- Yes all of this is true
- No something doesn’t apply
Contact us for support

Subsidiary name	Actions

There are no Subsidiaries.

About the Property
Do you want to insure your building?*
- Yes
- No
How much would it cost to rebuild the property from scratch?*
This is the estimated cost to rebuild your property, not its market value. A professional valuation can provide an accurate figure. Unsure how to calculate this estimate? Refer to our guide
When was the property built?*
Enter the year the property was built.
Is the property listed or protected?*
Some buildings are officially protected because they might be historic.
- Yes
- No
What type of listed or protected status does your property have?*

If you live in Jersey:
You can check your building’s status here.

Note: If your building is Grade 3 or higher, choose “Protected” from the list.

If you live in Guernsey:
Check if your home is listed here.

Note: If it’s listed, choose “Protected” from the list.
Do you need to list anyone else on the policy?*
These are people or organisations with a financial interest in the property like a bank or mortgage company.
- First Choice
- Second Choice
- Third Choice
Insterested party name*
When did you buy or start using the property?*
If you rent, use the date you began using it for your business.
DD slash MM slash YYYY
What type of business use applies to this property?*
When is the building occupied?*
Does the property have an intruder alarm?*
- Yes
- No
How is access to the building controlled during working hours?*
What are the walls made of?*
Select the primary construction material of the walls (e.g., Brick, Stone, Concrete).

Description of the claim	Year of the claim	Actions

There are no Claims.

Get a quote – Office & Surgery

About you & your insurance

About the building & location

About Your Business

About You

Your Insurance and Trading Details

Subsidiaries

About the Property

Extra Cover for Your Building

What's Inside Your Building

Cover Options & Add-Ons

Claims & Consent