Renewal Rewards
Renewing your policy with Islands can save you money on your insurance policy, whether it’s your car, home or business. Your loyalty matters and our in-house policies with NFU Mutual allow us to reward you for staying with us by awarding their annual Mutual Bonus saving.
What is the NFU Mutual Bonus?
The Mutual Bonus is calculated as a percentage of each individual policy renewal premium.
It provides a saving on your general insurance premium when your policy has been active for one full year and is renewed.
The longer you stay with us the more you save! Renew for a fifth year or more and benefit from the maximum saving.
Mutual Bonus saving rates may change.
NFU Mutual Bonus Rates
Renewal Year (1st July 2023 to 30th June 2024).
Mutual Bonus rates are not guaranteed and may fluctuate.
7% Saving
1st Year of Renewal
8% Saving
2nd & 3rd Year of Renewal
9% Saving
4th Year of Renewal
12% Saving
5th Year of Renewal
NFU Mutual Bonus Rates
Renewal Year (1st July 2022 to 30th June 2023).
Mutual Bonus rates are not guaranteed and may fluctuate.
8.5% Saving
1st Year of Renewal
9.5% Saving
2nd & 3rd Year of Renewal
10.5% Saving
4th Year of Renewal
13.5% Saving
5th Year of Renewal