Benefits included as standard*
Some of the benefits offered under our in-house Comprehensive, Third Party Fire & Theft and Third Party only motorcycle policies are designed with Channel Islanders in mind.
Home start, roadside assistance, roadside repair, vehicle recovery and onward travel included as standard, at home and abroad.
You are covered to ride as many motorcycles as you want on our Riders policy, at no extra cost.
Up to 50% no claims discount on your islands motorcycle insurance
Help and assistance, 24 hours a day, through our free emergency helpline.
*applies to most policies, subject to terms and conditions.
Why choose Islands?
Our locally-based team is dedicated to providing specialist, personal service, to give you peace of mind with insurance cover for the things that matter.
An experienced market-leading team, delivering specialist advice and expertise for over 40 years.
Pop into our office, speak to us on the phone, send an email, or browse through our website.
We have bespoke Channel Island products designed and rated with this in mind that can be individually tailored for your needs.
We are proud to support the local community through several sponsorships and partnerships. Helping to protect our rich heritage and take care of our beautiful islands.
Friendly, experienced in house claims team giving guidance and help when it matters most.
Available if you have more than one policy with us.
Levels of cover
Find out what’s included in each of our policies.
| Features in our Levels of Cover | Third Party Only | Third Party, Fire & Theft | Comprehensive |
| Repair or replacement of your Motorcycle in the event of accidental damage - even if you were at fault | |||
| Repair or replacement of your Motorcycle if it is damaged by fire, theft or if it is stolen | |||
| European Breakdown cover, Home start, roadside assistance, roadside repair, vehicle recovery and onward travel included as standard, at home and abroad | |||
| Motor legal expenses and protection | |||
| Automatic cover to drive in the UK and Europe for up to 14 days | |||
| No Claims Bonus | |||
| No excess or loss of No Claims Bonus if you're involved in an accident where an uninsured driver is at fault | |||
| Costs for injury to other people or damage to property |
*applies to most policies, subject to terms and conditions.
Extras
Extended foreign use
We can extend your policy for trips longer than 14 days in Europe or the UK. Contact one of our brokers for more details.
Multi-motorcycle policy
Cover to ride as many motorcycles as you want on our Rider policy, at no extra cost.
Temporary additional riders
We can add someone onto your Riders policy on a temporary basis if you are lending them your bike.
*applies to most policies, subject to terms and conditions.
Existing Customers
Renewing your policy
We will contact you prior to your renewal date with all the details of your policy cover for the coming year.
Payment options
Payment can be made by monthly direct debit or an upfront annual payment.
Making changes to your policy
Click here to make a change or request.
Cancellation
You can cancel your policy at any time by contacting us.
FAQs
Have a question about your motorcycle insurance policy?
We may have the answer already. See answers to our most frequently asked questions below.
Can I remove breakdown cover / Foreign use to bring the price down?
We you give Breakdown cover and foreign use cover as part our policies. We do not charge any extra for this and as such we cannot delete them from your policy.
What is Motor Legal Protection?
Motor Legal Protection will pay the legal costs if you’re involved in a road traffic accident where you’re not to blame. It is there to help you claim from the person who is responsible for losses not covered by your Motor policy. These include compensation for personal injury, your policy excess and lost earnings as long as there is a better than 50% chance that your claim will succeed.
