Van Insurance

Drive your business with insurance that works hard for you

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Why insurance for your business vehicle is important

For over 40 years Islands has provided expert insurance advice to Islanders and businesses alike, ensuring that the things that matter to you are covered.  We are able to offer flexible vehicle policies whether you are using your van to commute back and forth to work, transporting your family around at weekends or for your business.

At Islands, delivering the higher standard of service and comprehensive benefits that are designed with our customers in mind is what drives us. We understand occasionally your vehicle will be used off island, so we have incorporated European Breakdown Cover for vehicles under 3.5tonnes as standard. Your loyalty to us matters, so we are proud to include a No Claims Bonus protection and a 24-hour helpline for our customers as well.

Covers & benefits provided

Our van insurance policy is extensive and designed with Channel Islanders in mind.

Local, UK and European Breakdown Cover for Vehicles Under 3.5 Tonnes

Home start, roadside assistance, roadside repair, vehicle recovery and onward travel included as standard, at home and abroad.

Protected No Claims Bonus

Get up to 50% discount on your policy with a no claims discount of 5-years or more.

24-Hour Helpline

We include free help and assistance, 24 hours a day, through our free 24-hour emergency helpline.

Optional benefits

Our van insurance is ideal for tradesmen and businesses that use their vehicles as tools which can lead to gaps in coverage due to grey areas in how the vehicle is used. At Islands, we understand this gap which is why we offer a greater level of protection in our optional benefits package. Some of these extra benefits allow you to receive a discount for multi-vehicle and restricted drivers, coverage for damage to underground services when using the vehicle as a tool, and coverage for your trailer when it’s not attached to your vehicle.

Our optional benefits offer a greater level of protection for your business vehicle. 

Restricted driving discounts

We can give up to 15% discount if you restrict the drivers on your vehicle.

Tools of trade use

We can cover you for damage to underground services when using your vehicle as a tool and include fitted machinery (i.e. hi-abs etc.).

Trailer cover

We can cover your trailer when not attached to your vehicle. Contact one of our brokers for more details.

Multi-vehicle discounts

Additional discounts can apply if you have more than one vehicle.

Hire and reward cover

If you are using the vehicle for hire and reward then the policy can be extended.

Existing Customers

Renewing your policy

We will contact you prior to your renewal date with all the details of your policy cover for the coming year.

Payment options

Payment can be made by monthly direct debit or an upfront annual payment.

Making changes to your policy

Click here to make a change or request.

Cancellation

You can cancel your policy at any time by contacting us.

Existing Business Customers

Why choose Islands?

Our locally-based team is dedicated to providing specialist, personal service, to give you peace of mind with insurance cover for the things that matter.

Established and Experienced

An experienced market-leading team, delivering specialist advice and expertise for over 40 years.

Communication that works for you

Pop into our office, speak to us on the phone, send an email, or browse through our website.

Flexible policies, offering quality protection

We have bespoke Channel Island products designed and rated with this in mind that can be individually tailored for your needs.

Investing in our community

We are proud to support the local community through several sponsorships and partnerships, helping to protect our rich heritage and take care of our beautiful islands.

In-House Claims Team

Friendly, experienced in house claims team giving guidance and help when it matters most.

Multi-policy discount

Available if you have more than one policy with us.

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Jersey
Guernsey / Alderney / Sark