Our Motor Insurance Products
We offer a wide range of in-house motor insurance policies, so we’ve got you covered no matter what you drive.
Motoring Peace of Mind
Some of the benefits offered under our in-house Comprehensive, Third Party Fire & Theft and Third Party only motor policies designed with Channel Islanders in mind.
*applies to most policies, subject to terms and conditions.
Benefits at home and abroad*
- Breakdown cover
- Home start
- Roadside assistance
- Roadside repair
- Vehicle recovery
- Onward travel
- 24-hour helpline
Tailored Motor Insurance for Your Needs
Hepburns provides tailored motor insurance for Jersey and Guernsey, ensuring your vehicle, from classics to high performance cars, receives expert coverage. Trust us to navigate the specifics of your needs with precision.
FAQs
Have a question about your motor insurance policies?
We may have the answer already. See answers to our most frequently asked questions below.
Does my “Driving other cars” extension allow me to drive in the UK/Europe?
If included on your Certificate of Motor insurance the “Driving other cars” extension does apply, please check your policy wording for full details. We must however note the cover provides protection against legal liability for death or bodily injury to a third party and damage to third party property. This cover is very limited and should be viewed as emergency cover only.
Am I covered for business use?
Business cover will be included automatically for you and your spouse or partner if you have had a civil partnership ceremony and live at the same address. Exclusions do apply, so please call us on 01534 835383 (JSY) or 01481 710731 (GSY) or 01481 824100 (ALD) or check your Certificate of Motor Insurance
Do I have “Driving other cars”?
“Driving other cars” is a standard inclusion under most of our motor policies and allows the policy holder only, to drive vehicles not owned or hired to them, providing they have permission of the vehicle owner to use the vehicle. However, there are restrictions to this benefit such as age (must be over 25 at policy inception / renewal date) and occupation. To find out if you have “Driving other cars”, check your Certificate of Motor Insurance. The cover provides protection against legal liability for death or bodily injury to a third party and damage to third party property. This cover is very limited and should be viewed as emergency cover only.
NFU Mutual Bonus
Your loyalty recognised, providing savings on your general insurance premium.
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