Home Insurance

Feel at home with insurance you can trust

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World Layer One
World Layer Two
World Layer Three

Looking for High Value Home Insurance?

If you have a high value home with possessions worth over £100,000 we offer Prestige Home insurance to protect your lifestyle.

Get a quote

Peace of Mind Guaranteed

Our in-house policies include a great deal of benefits as standard to give you added peace of mind.

*applies to most policies, subject to terms and conditions.


  • Accidental damage cover
  • Flexible contents cover
  • Rent & accommodation costs
  • Up to 25% no claims bonus
  • 24-hour helpline

Existing Customers

Renewing your policy

We will contact you prior to your renewal date with all the details of your policy cover for the coming year.

Payment options

Payment can be made by monthly direct debit or an upfront annual payment.

Making changes to your policy

Click here to make a change or request.


You can cancel your policy at any time by contacting us.


Have a question about our home insurance policies?
We may have the answer already. See answers to our most frequently asked questions below.

Are my belongings covered outside the home or when I go on holiday?

If you live in your property and have Contents included, you will have a minimum of £5,000 of unspecified personal belongings cover with a single article limit of £2000 for most items. Your schedule will show the limits applying to your policy, or call us on 01534 835383 (JSY) or 01481 710731 (GSY) or 01481 824100 (ALD), 9am till 5pm Monday to Friday

Am I covered for trace and access to a water leak?

We include cover for trace and access to water and oil leaks. This may be limited depending which policy you have. For more details please call us on 01534 835383 (JSY) or 01481 710731 (GSY) or 01481 824100 (ALD), 9am till 5pm Monday to Friday

How do I calculate what to insure my Building and Contents for?

If you do not have figures to insure follow this link for Building and Contents calculators.

NFU Mutual Bonus

Your loyalty recognised, providing savings on your general insurance premium.

Find out more

Request a callback

warning Due to recent events, we are currently experiencing a very high volume of calls in the claims department. For more information, please visit our Storm Support Hub.
Please select your location

To provide you with a tailored travel policy, please select your island below to be taken to the appropriate quote form.

Guernsey / Alderney