Farmers Insurance

Protect your livelihood with Islands

Get a quote

The importance of farmers insurance

Islands as a company has always maintained close links with the farming and the rural community, protecting local livelihoods for over 40 years. We are able to offer flexible insurance policies covering local horticultural, agricultural and dairy farms, covering your machinery, stock (including animals), residential and farm buildings, greenhouses and your land.

This kind of insurance can provide a sense of security to your livelihood by ensuring that your buildings and glasshouses, contents, plant and machinery, agricultural produce, dead stock and livestock are all protected from disaster, accidents, breakdown, and unfortunate events. We have flexible and extensive farmers insurance policies that are designed to protect your farming assets like machinery, plant, and buildings. At Islands we understand the importance of having tailored insurance policies and insuring the things that matter to you the most are covered, so give our friendly team a call today to discuss your insurance opportunities. 


Covers & benefits provided

Islands Insurance has a long history of supporting island farmers with bespoke insurance provided to meet your needs including:

Buildings, Glasshouses and Polytunnels
Contents, Machinery, Tools and Computer Equipment
Agricultural Produce, Deadstock and Livestock
Public, Products and Employers Liability Insurance
Money & Malicious Attack, Loss of Income and Financial Loss
Farmhouse Buildings and Contents

Standard Coverage

Your policy will generally cover you for a number of insured events, such as:

  • Fire
  • Lightning
  • Explosion
  • Earthquake
  • Flood
  • Storm
  • Malicious Damage
  • Theft
  • Accidental Damage

Existing Customers

Renewing your policy

We will contact you prior to your renewal date with all the details of your policy cover for the coming year.

Payment options

Payment can be made by monthly direct debit or an upfront annual payment.

Making changes to your policy

Click here to make a change or request.


You can cancel your policy at any time by contacting us.

Existing Business Customers


We also offer a range of extensions to help safeguard your livelihood.

  • Engineering insurance and lifting plant & boiler inspection services
  • Motor fleet  (tractors, harvesters, commercial vehicles, cars & fork lifts)
  • Personal accident / private medical cover
  • Frozen or refrigerated foods
  • Farm shops and diversified activities
  • Agricultural contracting & landscape gardening

Why choose Islands?

Our locally-based team is dedicated to providing specialist, personal service, to give you peace of mind with insurance cover for the things that matter.

Established and Experienced

An experienced market-leading team, delivering specialist advice and expertise for over 40 years.

Communication that works for you

Pop into our office, speak to us on the phone, send an email, or browse through our website.

Flexible policies, offering quality protection

We have bespoke Channel Island products designed and rated with this in mind that can be individually tailored for your needs.

Investing in our community

We are proud to support the local community through several sponsorships and partnerships, helping to protect our rich heritage and take care of our beautiful islands.

In-House Claims Team

Friendly, experienced in house claims team giving guidance and help when it matters most.

Multi-policy discount

Available if you have more than one policy with us.

Request a callback

warning Due to recent events, we are currently experiencing a very high volume of calls in the claims department. For more information, please visit our Storm Support Hub.
Please select your location

To provide you with a tailored travel policy, please select your island below to be taken to the appropriate quote form.

Guernsey / Alderney