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Multi-vehicle Insurance

Designed for the true motor enthusiast enabling them to insure all their motor vehicles on one policy.

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Insuring Your Mixed Fleet of Classic & Modern Cars

Our friendly and professional specialist motor vehicle team understand the complexities of having multiple policies for a variety of cars. If you own at least one classic vehicle then you can simplify your insurance policies with our Multi-vehicle policy, which can collate all your vehicles onto one policy. This solution removes the complications that are associated with multiple documents, certificates and renewals.

The Multi-vehicle policy is specially tailored for owners of at least one classic or specialist vehicle within a fleet of either classic or modern cars and motorcycles, or even commercial vehicles. This policy was made to be flexible and can cover any combination of vehicles. All vehicles are not required to be insured under one policy from inception and can be included pro rata during the first year of the policy’s life. A quotation can be provided for all vehicles at inception.

Benefits included as standard

Our Multi-vehicle insurance policy is extensive and can be tailored to suit your specific needs and requirements.

Features Available:

  • One set of policy documentation
  • One renewal date for all vehicles
  • 90 days European cover
  • Agreed value on classics
  • Show cover available on classics
  • Most vehicle types considered
  • No claims bonus retained by each individual vehicle (excludes special vehicle types)

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More on personal motor insurance

Why choose Islands?

Our locally-based team is dedicated to providing specialist, personal service, to give you peace of mind with insurance cover for the things that matter.

Established and Experienced

An experienced market-leading team, delivering specialist advice and expertise for over 40 years.

Communication that works for you

Pop into our office, speak to us on the phone, send an email, or browse through our website.

Flexible policies, offering quality protection

We have bespoke Channel Island products designed and rated with this in mind that can be individually tailored for your needs.

Investing in our Community

We are proud to support the local community through several sponsorships and partnerships. Helping to protect our rich heritage and take care of our beautiful islands.

In House Claims Team

Friendly, experienced in house claims team giving guidance and help when it matters most.

Multi-policy discount

Available if you have more than one policy with us.

Existing Customers

Renewing your policy

We will contact you prior to your renewal date with all the details of your policy cover for the coming year.

Payment options

Payment can be made by monthly direct debit or an upfront annual payment.

Making changes to your policy

Click here to make a change or request.


You can cancel your policy at any time by contacting us.


Have a question about our specialist motor insurance policies?
We may have the answer already. See answers to our most frequently asked questions below.

Do I have “Driving Other Cars” extensions?

No, specialist vehicle policies provide this extension as normally it would be covered under your standard comprehensive private car policy.

Can I claim for my windscreen on a Specialist Vehicle policy?

If you have Comprehensive cover, you have windscreen cover, subject to you paying the excess noted on your schedule of insurance.

Can I take my Specialist Vehicle on Holiday?

Yes, most specialist vehicle policies automatically provide free 90 days cover within the EU. Please contact us for further details.

Can I get an agreed value for my vehicle?

Yes, most specialist vehicle policies provide this, subject to photos of the vehicle and/or a valuation. Please contact us for further details.

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Please select your location

To provide you with a tailored travel policy, please select your island below to be taken to the appropriate quote form.

Guernsey / Alderney