Engineering Inspection & Breakdown

Protect your assets with insurance you can trust

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Why you need engineering insurance

Whether you own a property that contains a passenger or goods lift, a cafe with a steam boiler, or a garage with a pressurised air receiver or lifting plant machinery, then you will need inspection cover which is required to comply with the Channel Islands Health and Safety Inspectorate legal requirements.

If that equipment is essential to the running of your business then it is also worth considering extending your cover to include sudden and unforeseen damage and breakdown cover in addition, because when these machines suffer a breakdown, or another form of loss or damage, it can often result in unexpected and costly repair bills.


Covers & benefits provided

Our engineering inspection & breakdown policy is comprehensive and designed with Channel Islanders in mind.

Inspection Service

This is provided to all machinery and plant relevant to your risk or trade.

Breakdown / Sudden Unforeseen Damage

With cover options starting at £100,000 ensure that your lifts, boilers & plant are covered should the unexpected happen.

Have you considered what engineering plant you own?


  • Passenger lifts
  • Goods lifts
  • Lifting accessories (tackle)
  • Vehicle lifts
  • Window cleaning gantry
  • Steam boilers & steam ovens
  • Any equipment operated by steam
  • Hot water boilers (>100°C)
  • Other pressure systems
  • Electrical installations & equipment
  • Electric gates and barriers


Expert Insurance for Your Needs

Experience the tailored care and expertise of Hepburns. We’re more than brokers; we’re your personal insurance confidants for life’s complexities.

Discover Personalised Protection

Why choose Islands?

Our locally-based team is dedicated to providing specialist, personal service, to give you peace of mind with insurance cover for the things that matter.

Established and Experienced

An experienced market-leading team, delivering specialist advice and expertise for over 40 years.

Communication that works for you

Pop into our office, speak to us on the phone, send an email, or browse through our website.

Flexible policies, offering quality protection

We have bespoke Channel Island products designed and rated with this in mind that can be individually tailored for your needs.

Investing in our community

We are proud to support the local community through several sponsorships and partnerships, helping to protect our rich heritage and take care of our beautiful islands.

In-House Claims Team

Friendly, experienced local claims team giving guidance and help when it matters most.

Multi-policy discount

Available if you have more than one policy with us.

Request a callback

Due to recent events, we are currently experiencing a very high volume of calls in the claims department. For more information, please visit our Storm Support Hub.

Need help? Get in touch!

Our friendly team is ready to help with any questions or support you need. You can contact us at any of our local offices:

Alderney Office
Open: Monday - Friday 08:30-16:30 T: (01481) 824 100
Guernsey Office
Open: Monday - Friday 09:00-17:00 T: (01481) 710 731
Jersey Office
Open: Monday - Friday 09:00-17:00 T: (01534) 835 383

Our expert advisors are here during office hours to chat about what you need and find the best solutions for you. If it's outside these hours, just leave us a message. We'll get back to you as soon as we can.

Please select your location

To provide you with a tailored travel policy, please select your island below to be taken to the appropriate quote form.

Guernsey / Alderney