Due to recent events we are currently experiencing a very high volume of calls in the claims department.  For more information, please visit our Storm Support Hub

Engineering Inspection & Breakdown

Protect your assets with insurance you can trust

Get a quote

Why you need engineering insurance

Whether you own a property that contains a passenger or goods lift, a cafe with a steam boiler, or a garage with a pressurised air receiver or lifting plant machinery, then you will need inspection cover which is required to comply with the Channel Islands Health and Safety Inspectorate legal requirements.

If that equipment is essential to the running of your business then it is also worth considering extending your cover to include sudden and unforeseen damage and breakdown cover in addition, because when these machines suffer a breakdown, or another form of loss or damage, it can often result in unexpected and costly repair bills.


Covers & benefits provided

Our engineering inspection & breakdown policy is comprehensive and designed with Channel Islanders in mind.

Inspection Service

This is provided to all machinery and plant relevant to your risk or trade.

Breakdown / Sudden Unforeseen Damage

With cover options starting at £100,000 ensure that your lifts, boilers & plant are covered should the unexpected happen.

Have you considered what engineering plant you own?


  • Passenger lifts
  • Goods lifts
  • Lifting accessories (tackle)
  • Vehicle lifts
  • Window cleaning gantry
  • Steam boilers & steam ovens
  • Any equipment operated by steam
  • Hot water boilers (>100°C)
  • Other pressure systems
  • Electrical installations & equipment
  • Electric gates and barriers


Existing Customers

Renewing your policy

We will contact you prior to your renewal date with all the details of your policy cover for the coming year.

Payment options

Payment can be made by monthly direct debit or an upfront annual payment.

Making changes to your policy

Click here to make a change or request.


You can cancel your policy at any time by contacting us.

Existing Business Customers

Why choose Islands?

Our locally-based team is dedicated to providing specialist, personal service, to give you peace of mind with insurance cover for the things that matter.

Established and Experienced

An experienced market-leading team, delivering specialist advice and expertise for over 40 years.

Communication that works for you

Pop into our office, speak to us on the phone, send an email, or browse through our website.

Flexible policies, offering quality protection

We have bespoke Channel Island products designed and rated with this in mind that can be individually tailored for your needs.

Investing in our community

We are proud to support the local community through several sponsorships and partnerships, helping to protect our rich heritage and take care of our beautiful islands.

In-House Claims Team

Friendly, experienced in house claims team giving guidance and help when it matters most.

Multi-policy discount

Available if you have more than one policy with us.

Request a callback

warning Due to recent events, we are currently experiencing a very high volume of calls in the claims department. For more information, please visit our Storm Support Hub.
Please select your location

To provide you with a tailored travel policy, please select your island below to be taken to the appropriate quote form.

Guernsey / Alderney