Insuring Your MotorHome
Our motorhome policies are designed to suit any type of motorhome or camper van that is used by private individuals specifically for recreational use. This would include for the use of long weekend breaks or holidays in Europe. Cover is not included if the motorhome is used as a primary means of transport, for any form of business, prolonged periods of living or permanent accommodation. For this reason, the insured must own another vehicle for everyday use and the motorhome must be stored at a CASSO approved storage site if not at the home address.
Maximum engine size under this policy is 3,000cc and the maximum value comprehensive is £60,000. The insured must have held a full licence for a minimum of 3 years and the minimum age requirement for this policy is 30, however additional drivers between 25-29 will be considered upon referral.
Theft rates on motorhomes have increased across the market and therefore our policies require that all vehicles valued in excess of £20,000 must be kept on the insured’s own private property, and all vehicles valued £40,000 and over must be fitted with a 24-hour monitored tracking system.
If you’ve got a project van that you’re converting into a motorhome then these can be covered under this policy as well, provided they have been approved by the DVLA and the registration documents have been altered accordingly to show ‘motorhome.’ If you’re in the process of a conversion then the van should be referred to underwriters before cover is issued. Our friendly specialist motor vehicle team are on hand to help you with any questions you may have.
Benefits included as standard
Our MotorHome insurance is extensive and can be tailored to suit your specific needs and requirements.
- Left-hand drive vehicles accepted
- No claims bonus earned on a motorhome
- Third party fire & theft – £5,000
- Discounts available for Owner’s Club members
- European cover for up to 180 days
- Camping and equipment cover included
- Self-converted motorhomes accepted
Looking for fleet insurance on both classic and modern vehicles?
Why choose Islands?
Our locally-based team is dedicated to providing specialist, personal service, to give you peace of mind with insurance cover for the things that matter.
An experienced market-leading team, delivering specialist advice and expertise for over 40 years.
Pop into our office, speak to us on the phone, send an email, or browse through our website.
We have bespoke Channel Island products designed and rated with this in mind that can be individually tailored for your needs.
We are proud to support the local community through several sponsorships and partnerships. Helping to protect our rich heritage and take care of our beautiful islands.
Friendly, experienced in house claims team giving guidance and help when it matters most.
Available if you have more than one policy with us.
Renewing your policy
We will contact you prior to your renewal date with all the details of your policy cover for the coming year.
Payment can be made by monthly direct debit or an upfront annual payment.
Making changes to your policy
Click here to make a change or request.
You can cancel your policy at any time by contacting us.
Have a question about our specialist motor insurance policies?
We may have the answer already. See answers to our most frequently asked questions below.
Do I have “Driving Other Cars” extensions?
No, specialist vehicle policies provide this extension as normally it would be covered under your standard comprehensive private car policy.
Can I claim for my windscreen on a Specialist Vehicle policy?
If you have Comprehensive cover, you have windscreen cover, subject to you paying the excess noted on your schedule of insurance.
Can I take my Specialist Vehicle on Holiday?
Yes, most specialist vehicle policies automatically provide free 90 days cover within the EU. Please contact us for further details.
Can I get an agreed value for my vehicle?
Yes, most specialist vehicle policies provide this, subject to photos of the vehicle and/or a valuation. Please contact us for further details.
Articles & guides
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