Why you need business travel / personal accident insurance
Due to the vibrant nature of the finance industry in the Channel Islands, we understand there are significant levels of off-Island travel, whether this is to the UK, Europe or further afield. Business travel often represents a large outlay and risk to Channel Island businesses whether the trip is cancelled or curtailed due to the adverse weather conditions in the Channel Islands or the risk of employees becoming injured or ill whilst away. The volume of Islanders that travel for business is significant year-on-year and we understand the costs and implications involved with this.
Our professional team here at Islands would be delighted to assist you in placing a policy that suits your business’ needs and gives you comfort whilst your staff are travelling, as well as protection for your company’s financial position.
Covers & benefits provided
Islands Insurance has a long history of supporting Channel Islands businesses with bespoke insurance provided to meet your needs, including:
Coverage for your employees whilst they are travelling on business, with options to include sickness within the personal accident section. We can help make sure that you have all potential scenarios covered.
Coverage for your employees should they require medical or hospital treatment. Depending on the unfortunate circumstance and location these costs could be vast, so it’s important to make sure you have a policy that can give you peace of mind.
In the unfortunate event that your trip is cancelled or cut short due to an insured circumstance, such as adverse weather, death or illness of a close family member or travelling party, this policy makes sure you are able to recover costs of the booking.
Following travel disruption due to adverse weather make sure you have cover for additional costs and expenses in extending the trip due to reasons outside of your control.
It’s important to ensure costs can be recovered should your baggage or personal belongings be lost or damaged whilst away on business. Depending on the nature of the trip we understand certain items may be costly to replace.
Should your employee be hijacked, pass away or become temporarily or totally disabled whilst away on business not only will we cover the cost in returning your employee back to the Channel Islands, but also the costs of sending another employee to complete the business trip.
Expert Insurance for Your Needs
Experience the tailored care and expertise of Hepburns. We’re more than brokers; we’re your personal insurance confidants for life’s complexities.
Why choose Islands?
Our locally-based team is dedicated to providing specialist, personal service, to give you peace of mind with insurance cover for the things that matter.
An experienced market-leading team, delivering specialist advice and expertise for over 40 years.
Pop into our office, speak to us on the phone, send an email, or browse through our website.
We have bespoke Channel Island products designed and rated with this in mind that can be individually tailored for your needs.
We are proud to support the local community through several sponsorships and partnerships, helping to protect our rich heritage and take care of our beautiful islands.
Friendly, experienced local claims team giving guidance and help when it matters most.
Available if you have more than one policy with us.