Insuring Your Horsebox
We understand the specific needs of requiring a horsebox insurance policy for either social, domestic pleasure or even business use, which is why our friendly specialist motor vehicle team are on hand to help you choose the right policy.
Our specialist horsebox insurance policy is designed for motorised horsebox vehicles that have a maximum gross vehicle weight of 17.5 tonnes. Commercial use for farmers, riding and livery stables can be included, but we exclude all commercial horse breeders and racing stables. To apply for this policy you must have held a licence for a minimum of 3 years and be at least 25 years in age.
Benefits included as standard
Our Horsebox insurance is extensive and can be tailored to suit your specific needs and requirements.
- Up to four named drivers
- No claim bonus earned on a horsebox
- Any driver options available
- Left hand drive vehicles are accepted, subject to one year’s ownership
- European cover for up to 90 days
- Horse trailer cover on referral
Looking for fleet insurance on both classic and modern vehicles?
Why choose Islands?
Our locally-based team is dedicated to providing specialist, personal service, to give you peace of mind with insurance cover for the things that matter.
An experienced market-leading team, delivering specialist advice and expertise for over 40 years.
Pop into our office, speak to us on the phone, send an email, or browse through our website.
We have bespoke Channel Island products designed and rated with this in mind that can be individually tailored for your needs.
We are proud to support the local community through several sponsorships and partnerships. Helping to protect our rich heritage and take care of our beautiful islands.
Friendly, experienced in house claims team giving guidance and help when it matters most.
Available if you have more than one policy with us.
Renewing your policy
We will contact you prior to your renewal date with all the details of your policy cover for the coming year.
Payment can be made by monthly direct debit or an upfront annual payment.
Making changes to your policy
Click here to make a change or request.
You can cancel your policy at any time by contacting us.
Have a question about our specialist motor insurance policies?
We may have the answer already. See answers to our most frequently asked questions below.
Do I have “Driving Other Cars” extensions?
No, specialist vehicle policies provide this extension as normally it would be covered under your standard comprehensive private car policy.
Can I claim for my windscreen on a Specialist Vehicle policy?
If you have Comprehensive cover, you have windscreen cover, subject to you paying the excess noted on your schedule of insurance.
Can I get an agreed value for my vehicle?
Yes, most specialist vehicle policies provide this, subject to photos of the vehicle and/or a valuation. Please contact us for further details.
Can I take my Specialist Vehicle on Holiday?
Yes, most specialist vehicle policies automatically provide free 90 days cover within the EU. Please contact us for further details.
Articles & guides
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