We want to inform you that our claims team is currently experiencing an unprecedented volume of calls. We are working hard to maintain our service levels at this difficult time, however, we would appreciate your patience if we are unable to respond to you as quickly as you would normally expect when you reach out to us.

NFU Mutual Bonus

Your Loyalty Recognised

Renewal Rewards

Renewing your policy with Islands can save you money on your insurance policy, whether it’s your car, home or business. Your loyalty matters and our in-house policies with NFU Mutual allow us to reward you for staying with us by awarding their annual Mutual Bonus saving.

What is the NFU Mutual Bonus?

The Mutual Bonus is calculated as a percentage of each individual policy renewal premium.
It provides a saving on your general insurance premium when your policy has been active for one full year and is renewed.
The longer you stay with us the more you save! Renew for a fifth year or more and benefit from the maximum saving.
Mutual Bonus saving rates may change.

NFU Mutual Bonus Rates

Renewal Year (1st July 2022 to 30th June 2023).

Mutual Bonus rates are not guaranteed and may fluctuate.

8.5% Saving

1st Year of Renewal

9.5% Saving

2nd & 3rd Year of Renewal

10.5% Saving

4th Year of Renewal

13.5% Saving

5th Year of Renewal

NFU Mutual Bonus Rates

Renewal Year (1st July 2021 to 30th June 2022).

Mutual Bonus rates are not guaranteed and may fluctuate.

10% Saving

1st Year of Renewal

11% Saving

2nd & 3rd Year of Renewal

12% Saving

4th Year of Renewal

15% Saving

5th Year of Renewal

Request a callback


Please select your location

To provide you with a tailored travel policy, please select your island below to be taken to the appropriate quote form.

Jersey
Guernsey / Alderney / Sark