Due to the impact of Covid-19, we are experiencing service delays in our Guernsey and Alderney offices.We apologise for the continuing delays at this time and kindly ask that if your query is not urgent, please refer to our existing customers support area or use our contact us form. Thank you for your patience.

NFU Mutual Bonus

Your Loyalty Recognised

Renewal Rewards

Renewing your policy with Islands can save you money on your insurance policy, whether it’s your car, home or business. Your loyalty matters and our in-house policies with NFU Mutual allow us to reward you for staying with us by awarding their annual Mutual Bonus saving.

What is the NFU Mutual Bonus?

The Mutual Bonus is calculated as a percentage of each individual policy renewal premium.
It provides a saving on your general insurance premium when your policy has been active for one full year and is renewed.
The longer you stay with us the more you save! Renew for a fifth year or more and benefit from the maximum saving.
Mutual Bonus saving rates may change.

NFU Mutual Bonus Rates

Renewal Year (1st July 2021 to 30th June 2022). Mutual Bonus rates are not guaranteed and may fluctuate.

10% Saving

1st Year of Renewal

11% Saving

2nd & 3rd Year of Renewal

12% Saving

4th Year of Renewal

15% Saving

5th Year of Renewal

Request a callback

Please select your location

To provide you with a tailored travel policy, please select your island below to be taken to the appropriate quote form.

Guernsey / Alderney / Sark