Understanding Our Younger Driver policy at Islands Insurance

Insurance can be a complex topic, especially for young drivers navigating the road for the first time. We recognise that Islands has an important role to play in our community and are committed to supporting you as much as we can. So, let’s break down our approach to insuring younger drivers.

Age Groups and Our Policy

Our driver acceptance criteria vary based on age groups, primarily segmented into:
• 17-20 years
• 21-24 years
• 25-75 years

Driver Eligibility Criteria


Driver Age

Eligibility Criteria


  • Must be related to an existing policyholder such as a parent, sibling, or grandparent OR
  • Currently named on an Islands policy OR
  • An employee of our existing client OR
  • Have held a policy with Islands in the past.
  • Have made no claims or had an accident(s) in the past 3 years.
  • Have no unspent convictions.


  • Must have had a driving license for at least 3 years.
  • No claims or accidents in the past 3 years.
  • No unspent convictions.


No special requirements or criteria.

Our Commitment to the Community

At Islands, we understand the challenges young drivers face, especially when it comes to obtaining insurance. While we have specific guidelines in place, our mission is always to support and provide guidance to every member of our community.

We’re here to help, answer questions, and guide you through your insurance journey.

For further queries or detailed insights into our policies, feel free to get in touch with our dedicated support team. Safe driving!

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