Understanding Our Younger Driver policy at Islands Insurance

Insurance can be a complex topic, especially for young drivers navigating the road for the first time. We recognise that Islands has an important role to play in our community and are committed to supporting you as much as we can. So, let’s break down our approach to insuring younger drivers.

Age Groups and Our Policy

Our driver acceptance criteria vary based on age groups, primarily segmented into:
• 17-20 years
• 21-24 years
• 25-75 years

Driver Eligibility Criteria

 

Driver Age

Eligibility Criteria

17-20

  • Must be related to an existing policyholder such as a parent, sibling, or grandparent OR
  • Currently named on an Islands policy OR
  • An employee of our existing client OR
  • Have held a policy with Islands in the past.
  • Have made no claims or had an accident(s) in the past 3 years.
  • Have no unspent convictions.

21-24

  • Must have had a driving license for at least 3 years.
  • No claims or accidents in the past 3 years.
  • No unspent convictions.

25-75

No special requirements or criteria.

Our Commitment to the Community

At Islands, we understand the challenges young drivers face, especially when it comes to obtaining insurance. While we have specific guidelines in place, our mission is always to support and provide guidance to every member of our community.

We’re here to help, answer questions, and guide you through your insurance journey.

For further queries or detailed insights into our policies, feel free to get in touch with our dedicated support team. Safe driving!

Request a callback

Due to recent events, we are currently experiencing a very high volume of calls in the claims department. For more information, please visit our Storm Support Hub.

Need help? Get in touch!

Our friendly team is ready to help with any questions or support you need. You can contact us at any of our local offices:

Alderney Office
Open: Monday - Friday 08:30-16:30 T: (01481) 824 100
Guernsey Office
Open: Monday - Friday 09:00-17:00 T: (01481) 710 731
Jersey Office
Open: Monday - Friday 09:00-17:00 T: (01534) 835 383

Our expert advisors are here during office hours to chat about what you need and find the best solutions for you. If it's outside these hours, just leave us a message. We'll get back to you as soon as we can.

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To provide you with a tailored travel policy, please select your island below to be taken to the appropriate quote form.

Jersey
Guernsey / Alderney