Professional Indemnity Insurance

Protect your risk with insurance that has you covered

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Why you need professional indemnity insurance

We pride ourselves on the standard of our work of which our reputation is built, but unfortunately mistakes do happen. These can be costly and disruptive to a business to defend and compensate for, all of which the business may not have the financial resource to fund. Even unfounded allegations may still need to be defended to prevent reputational damage. A well-structured Professional Indemnity policy is fundamental to the protection of any business providing professional service, advice or design to clients. The need for professional indemnity insurance may also be a requirement of certain professional governing bodies or by regulators, as well as by clients through contract.

At Islands, we work hard to understand your business and make sure that the advice and services your business provides is covered with the right policy that is tailored for you and the potential claims that may arise.

Covers & benefits provided

With our expertise and access to the Specialist Insurers including Lloyds of London, we can arrange professional indemnity insurance which can include cover for:

Defence and Investigation costs arising from allegation, as well as actual acts
Damages and costs incurred awarded against the policyholder
Breach of confidentiality
Defamation including libel & slander
Dishonesty of employees
Outside Directorship Liability
Reimbursement of unpaid fees
Mitigation costs to minimise or prevent a claim arising

Businesses that need professional indemnity cover

Those businesses providing advice, services or designs as part of their business activity, including;

  • Legal Practices
  • Accountancy Firms & Bookkeepers
  • Trust Companies & Corporate Service Providers
  • Fund Managers & Administrators
  • IT Professionals
  • Architects, Engineers and Surveyors
  • Recruitment Agencies & HR Consultants
  • Advertising & Marketing Agencies
  • Independent Financial Advisors
  • Management Consultants

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Why choose Islands?

Our locally-based team is dedicated to providing specialist, personal service, to give you peace of mind with insurance cover for the things that matter.

Established and Experienced

An experienced market-leading team, delivering specialist advice and expertise for over 40 years.

Communication that works for you

Pop into our office, speak to us on the phone, send an email, or browse through our website.

Flexible policies, offering quality protection

We have bespoke Channel Island products designed and rated with this in mind that can be individually tailored for your needs.

Investing in our community

We are proud to support the local community through several sponsorships and partnerships, helping to protect our rich heritage and take care of our beautiful islands.

In-House Claims Team

Friendly, experienced in house claims team giving guidance and help when it matters most.

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warning Due to recent events, we are currently experiencing a very high volume of calls in the claims department. For more information, please visit our Storm Support Hub.
Please select your location

To provide you with a tailored travel policy, please select your island below to be taken to the appropriate quote form.

Guernsey / Alderney