Private Medical Insurance

Ensure your health with insurance you can trust

Get a Quote Existing Customers

What are the advantages of private medical insurance?

There are numerous benefits and reasons to get private medical insurance either for yourself and family, or for your business to protect your employees and yourself as a business owner. Some of these benefits include reduced time off work, increased productivity, and employee retention and recruitment. 

This kind of insurance is integral for your business and your own personal healthcare. Not only can you keep a competitive edge by attracting first rate candidates, but you can also be assured a speedy experience with medical appointments as you skip over the public waiting lists, thus resulting in a minimal impact on business for yourself and your colleagues.

Our private medical policy can offer a great level of protection with benefits that include underwritten previous medical exclusions, group policies, options for dental and optical expenses, and cover for emergencies abroad. It’s important to protect your health with Islands Insurance, so give our friendly team a call today to discuss your private medical insurance options. 

Covers & benefits provided

Having the option to be treated privately makes a huge difference for businesses, professionals, the self-employed and individuals. We arrange private medical insurance “PMI” that allows great flexibility and benefits that include:

Underwritten or continuing previous medical exclusions
Choice of cover levels, hospitals and excess
Group policies available from five members upwards
Option to include dental and optical expenses
Cover for emergencies abroad

Optional Coverage & Policies

There are many benefits and advantages to having private medical insurance, all of which ensure your health and wellness are a first priority.

  • Prompt diagnosis
  • Flexible appointments around your schedule
  • Choice of specialists
  • Access to the latest drugs and treatments
  • Your own private room
  • Choice of hospital
  • Single & family policies
  • Underwriting will continue in previous medical exclusions

Expert Insurance for Your Needs

Experience the tailored care and expertise of Hepburns. We’re more than brokers; we’re your personal insurance confidants for life’s complexities.

Discover Personalised Protection

Why choose Islands?

Our locally-based team is dedicated to providing specialist, personal service, to give you peace of mind with insurance cover for the things that matter.

Established and Experienced

An experienced market-leading team, delivering specialist advice and expertise for over 40 years.

Communication that works for you

Pop into our office, speak to us on the phone, send an email, or browse through our website.

Flexible policies, offering quality protection

We have bespoke Channel Island products designed and rated with this in mind that can be individually tailored for your needs.

Investing in our community

We are proud to support the local community through several sponsorships and partnerships, helping to protect our rich heritage and take care of our beautiful islands.

In-House Claims Team

Friendly, experienced local claims team giving guidance and help when it matters most.

Multi-policy discount

Available if you have more than one policy with us.

Request a callback

Due to recent events, we are currently experiencing a very high volume of calls in the claims department. For more information, please visit our Storm Support Hub.

Need help? Get in touch!

Our friendly team is ready to help with any questions or support you need. You can contact us at any of our local offices:

Alderney Office
Open: Monday - Friday 08:30-16:30 T: (01481) 824 100
Guernsey Office
Open: Monday - Friday 09:00-17:00 T: (01481) 710 731
Jersey Office
Open: Monday - Friday 09:00-17:00 T: (01534) 835 383

Our expert advisors are here during office hours to chat about what you need and find the best solutions for you. If it's outside these hours, just leave us a message. We'll get back to you as soon as we can.

Please select your location

To provide you with a tailored travel policy, please select your island below to be taken to the appropriate quote form.

Guernsey / Alderney