Directors & Officers Insurance

Protect your risk with insurance that has you covered

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Why you need directors and officers insurance

As a director or officer of a company, you expect the company to defend and indemnify you for claims arising from carrying out your role, of which even unwarranted allegations can be costly and protracted. Though there may be willingness on behalf of the company, they may be prohibited by law or lack the financial resources to do so, leaving the individual exposed personally and with that, their personal assets, liberty and ability to hold directorships in the future. This is a risk faced by all directors irrespective of company size, regulatory status and industry.

A directors and officers policy gives directors the comfort in knowing they have cover to call upon should it be required,  and the company has peace of mind that they have the necessary financial resource to support their directors should it be required.

At Islands, we understand the effort and dedication required to be rewarded with the responsibility of holding directorship and with that the importance of ensuring those individuals have the right insurance in place to protect them personally should an allegation be made against them, threatening all they have worked for both materially and in reputation.

Covers & benefits provided

Our directors and officers policy is extensive and and includes flexible options & knowledgable specialist staff.. With our expertise and access to the Specialist Insurers including Lloyds of London, we can arrange directors and officers insurance which can include cover for:

Claims by Shareholder and Investor
Legal Representation at Regulatory or Criminal Investigations
Employment Disputes
Unpaid Taxes by Insolvent Company
Non-Executive Directors Liability
Employment Practice Liability Claims
Corporate Legal Liability
Pension Trustee Liability

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Why choose Islands?

Our locally-based team is dedicated to providing specialist, personal service, to give you peace of mind with insurance cover for the things that matter.

Established and Experienced

An experienced market-leading team, delivering specialist advice and expertise for over 40 years.

Communication that works for you

Pop into our office, speak to us on the phone, send an email, or browse through our website.

Flexible policies, offering quality protection

We have bespoke Channel Island products designed and rated with this in mind that can be individually tailored for your needs.

Investing in our community

We are proud to support the local community through several sponsorships and partnerships, helping to protect our rich heritage and take care of our beautiful islands.

In-House Claims Team

Friendly, experienced in house claims team giving guidance and help when it matters most.

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Jersey
Guernsey / Alderney / Sark