Directors & Officers Insurance

Protect your risk with insurance that has you covered

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Why you need directors and officers insurance

As a director or officer of a company, you expect the company to defend and indemnify you for claims arising from carrying out your role, of which even unwarranted allegations can be costly and protracted. Though there may be willingness on behalf of the company, they may be prohibited by law or lack the financial resources to do so, leaving the individual exposed personally and with that, their personal assets, liberty and ability to hold directorships in the future. This is a risk faced by all directors irrespective of company size, regulatory status and industry.

A directors and officers policy gives directors the comfort in knowing they have cover to call upon should it be required,  and the company has peace of mind that they have the necessary financial resource to support their directors should it be required.

At Islands, we understand the effort and dedication required to be rewarded with the responsibility of holding directorship and with that the importance of ensuring those individuals have the right insurance in place to protect them personally should an allegation be made against them, threatening all they have worked for both materially and in reputation.

Covers & benefits provided

Our directors and officers policy is extensive and and includes flexible options & knowledgable specialist staff.. With our expertise and access to the Specialist Insurers including Lloyds of London, we can arrange directors and officers insurance which can include cover for:

Claims by Shareholder and Investor
Legal Representation at Regulatory or Criminal Investigations
Employment Disputes
Unpaid Taxes by Insolvent Company
Non-Executive Directors Liability
Employment Practice Liability Claims
Corporate Legal Liability
Pension Trustee Liability

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Why choose Islands?

Our locally-based team is dedicated to providing specialist, personal service, to give you peace of mind with insurance cover for the things that matter.

Established and Experienced

An experienced market-leading team, delivering specialist advice and expertise for over 40 years.

Communication that works for you

Pop into our office, speak to us on the phone, send an email, or browse through our website.

Flexible policies, offering quality protection

We have bespoke Channel Island products designed and rated with this in mind that can be individually tailored for your needs.

Investing in our community

We are proud to support the local community through several sponsorships and partnerships, helping to protect our rich heritage and take care of our beautiful islands.

In-House Claims Team

Friendly, experienced local claims team giving guidance and help when it matters most.

Expert Insurance for Your Needs

Experience the tailored care and expertise of Hepburns. We’re more than brokers; we’re your personal insurance confidants for life’s complexities.

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Request a callback

Due to recent events, we are currently experiencing a very high volume of calls in the claims department. For more information, please visit our Storm Support Hub.

Need help? Get in touch!

Our friendly team is ready to help with any questions or support you need. You can contact us at any of our local offices:

Alderney Office
Open: Monday - Friday 08:30-16:30 T: (01481) 824 100
Guernsey Office
Open: Monday - Friday 09:00-17:00 T: (01481) 710 731
Jersey Office
Open: Monday - Friday 09:00-17:00 T: (01534) 835 383

Our expert advisors are here during office hours to chat about what you need and find the best solutions for you. If it's outside these hours, just leave us a message. We'll get back to you as soon as we can.

Please select your location

To provide you with a tailored travel policy, please select your island below to be taken to the appropriate quote form.

Jersey
Guernsey / Alderney