Gardeners Insurance

Putting safety first with insurance that has you covered

Get a Quote Existing Customers

Why you need to be covered as a tradesman

We understand that you spend a lot of time on site at your clients’ properties and that accidents out of your control can happen. If you have an accident, or your client makes a claim against you, then your Islands insurance policy can help protect you from an unfortunate financial burden. Our policy for electricians can offer a great level of protection with benefits that includes legal liabilities cover, protection for your employees and a 24-hour helpline. At Islands, our professional team are here to help give you the protection you need so give us a call today and get coverage that protects your business needs.

Covers & benefits provided

Our policy for gardeners is extensive and designed with Channel Islanders in mind.

Legal Liabilities

Public Liability cover available from £1,000,000 with options to increase to £10,000,000.

Employees Liability

Protection for your employees up to £10,000,000.

Flexible Product to Fit All Needs

A packaged product with essential public & employers liability cover, as well as additional optional covers that enable us to tailor the insurance to the needs of your individual business, such as business equipment, own tools, & plant, stock and materials in trade.

Expert Insurance for Your Needs

Experience the tailored care and expertise of Hepburns. We’re more than brokers; we’re your personal insurance confidants for life’s complexities.

Discover Personalised Protection

Why choose Islands?

Our locally-based team is dedicated to providing specialist, personal service, to give you peace of mind with insurance cover for the things that matter.

Established and Experienced

An experienced market-leading team, delivering specialist advice and expertise for over 40 years.

Communication that works for you

Pop into our office, speak to us on the phone, send an email, or browse through our website.

Flexible policies, offering quality protection

We have bespoke Channel Island products designed and rated with this in mind that can be individually tailored for your needs.

Investing in our community

We are proud to support the local community through several sponsorships and partnerships, helping to protect our rich heritage and take care of our beautiful islands.

In-House Claims Team

Friendly, experienced local claims team giving guidance and help when it matters most.

Multi-policy discount

Available if you have more than one policy with us.

Policy documents

Request a callback

Due to recent events, we are currently experiencing a very high volume of calls in the claims department. For more information, please visit our Storm Support Hub.

Need help? Get in touch!

Our friendly team is ready to help with any questions or support you need. You can contact us at any of our local offices:

Alderney Office
Open: Monday - Friday 08:30-16:30 T: (01481) 824 100
Guernsey Office
Open: Monday - Friday 09:00-17:00 T: (01481) 710 731
Jersey Office
Open: Monday - Friday 09:00-17:00 T: (01534) 835 383

Our expert advisors are here during office hours to chat about what you need and find the best solutions for you. If it's outside these hours, just leave us a message. We'll get back to you as soon as we can.

Please select your location

To provide you with a tailored travel policy, please select your island below to be taken to the appropriate quote form.

Jersey
Guernsey / Alderney