Kit Car Insurance

Start your engine with insurance that has you covered

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Insuring Your Kit or Replica Cars

We understand that kit cars can vary in many different ways, from Roadsters and Caterham cars to race car replicas and Goblins. Which is why it’s important to ensure you have the right insurance policy that meets your individual needs. Get in touch and our specialist motor insurance team can help you with any questions you have.

We also cater our policies to suit small volume specialist vehicle manufacturers as we recognise the growing trend in kit cars being sold as fully built cars, such as Caterham. The minimum age requirement for this policy is 30.

Benefits included as standard

Our Kit Car insurance is extensive and can be tailored to suit your specific needs and requirements.

Features Available:

  • Agreed value available
  • Discount available for Owner’s Club members
  • Show cover available
  • Foreign use of up to 30 days
  • Multi-vehicle policies available
  • Spare parts & accessories
  • Parts only cover

Looking for fleet insurance on both classic and modern vehicles?

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More on our Multi-vehicle policy

Why choose Islands?

Our locally-based team is dedicated to providing specialist, personal service, to give you peace of mind with insurance cover for the things that matter.

Established and Experienced

An experienced market-leading team, delivering specialist advice and expertise for over 40 years.

Communication that works for you

Pop into our office, speak to us on the phone, send an email, or browse through our website.

Flexible policies, offering quality protection

We have bespoke Channel Island products designed and rated with this in mind that can be individually tailored for your needs.

Investing in our Community

We are proud to support the local community through several sponsorships and partnerships. Helping to protect our rich heritage and take care of our beautiful islands.

In House Claims Team

Friendly, experienced in house claims team giving guidance and help when it matters most.

Multi-policy discount

Available if you have more than one policy with us.

Existing Customers

Renewing your policy

We will contact you prior to your renewal date with all the details of your policy cover for the coming year.

Payment options

Payment can be made by monthly direct debit or an upfront annual payment.

Making changes to your policy

Click here to make a change or request.

Cancellation

You can cancel your policy at any time by contacting us.

FAQs

Have a question about our specialist motor insurance policies?
We may have the answer already. See answers to our most frequently asked questions below.

Do I have “Driving Other Cars” extensions?

No, specialist vehicle policies provide this extension as normally it would be covered under your standard comprehensive private car policy.

Can I claim for my windscreen on a Specialist Vehicle policy?

If you have Comprehensive cover, you have windscreen cover, subject to you paying the excess noted on your schedule of insurance.

Can I take my Specialist Vehicle on Holiday?

Yes, most specialist vehicle policies automatically provide free 90 days cover within the EU. Please contact us for further details.

Can I get an agreed value for my vehicle?

Yes, most specialist vehicle policies provide this, subject to photos of the vehicle and/or a valuation. Please contact us for further details.

Articles & guides

Take the stress out of driving with our handy guides.

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Please select your location

To provide you with a tailored travel policy, please select your island below to be taken to the appropriate quote form.

Jersey
Guernsey / Alderney / Sark