Enhanced levels of cover as standard*
Our Motorboat policies provide a wealth of benefits as standard.
All Risks Cover
Cover for Hull, including machinery & equipment
Legal liabilities to Third Parties for up to £5,000,000 any one accident
Passengers liability up to £5,000,000 any one accident
Personal property and valuables on board
Crew Welfare, Personal Accident and Medical cover
Protected No Claims Bonus
Underwater Machinery Damage cover
No excess will apply when the vessel is moored in a marina berth
Legal expenses cover with a 24 hour helpline
Cover for vessels being navigated single handed
Tenders automatically covered when being used independently of the main vessel
Repair or replacement up to the agreed sum insured
*applies to most policies, subject to terms and conditions.
Optional Extensions
We provide enhanced benefits and offer optional extensions.
Professional charter and commercial use
Skippered and Bareboat Charter
Crew and Employers liability cover for unpaid and paid crew
Protection and Indemnity cover
*applies to most policies, subject to terms and conditions.
Why choose Islands?
Our locally-based team is dedicated to providing specialist, personal service, to give you peace of mind with insurance cover for the things that matter.
Established and Experienced
An experienced market-leading team, delivering specialist advice and expertise for over 40 years.
Communication that works for you
Pop into our office, speak to us on the phone, send an email, or browse through our website.
Flexible policies, offering quality protection
We have bespoke Channel Island products designed and rated with this in mind that can be individually tailored for your needs.
Investing in our Community
We are proud to support the local community through several sponsorships and partnerships. Helping to protect our rich heritage and take care of our beautiful islands.
Local Claims Team
Friendly, experienced local claims team giving guidance and help when it matters most.
Multi-policy discount
Available if you have more than one policy with us.
Expert Insurance for Your Needs
Experience the tailored care and expertise of Hepburns. We’re more than brokers; we’re your personal insurance confidants for life’s complexities.
FAQs
Have a question about your insurance policy?
We may have the answer already. See answers to our most frequently asked questions below.
Do you sell standalone excess protection insurance?
No, excess protection insurance is not available through our insurers at this time.
Do I have accidental damage cover?
Most insurers include accidental damage cover, but exclusions may apply.
To check your cover, review your policy schedule and wording or if you need help, visit https://www.islands.insure/contact-us/ to get in touch.
How can I pay for my insurance?
Visit islands.insure/pay-online to pay quickly and securely.
Call us directly or visit your local Islands Insurance office to make a payment.
- Credit or Debit Card
- Bank Transfer
Always include your policy number as the payment reference.
Name: MJ Touzel Insurance Brokers LTD
Sort Code: 40-25-34
Account Number: 71643509
Name: The Islands Insurance Brokers Ltd
Sort Code: 40-25-33
Account Number: 21891472
Articles & guides
Before you cast off, make sure you’ve completed the Boat Owners Checklist.
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