Our Business Property Products
We offer a wide range of business property policies, so we’ve got you covered no matter what commercial property you own.
Why you need property insurance for your business
If you own or lease a property in the Channel Islands, Islands can ensure you have the appropriate insurance for your needs. There are a number of risks that property owners can face, ranging from fire, flood, storm damage, customers and employee injuries, malicious damage, theft and loss of income following an insured loss.
It can be a tricky process taking out insurance for your businesses, but at Islands our professional team are here to help you get the coverage you need. Whether it’s helping you to protect the property, communal contents, or outdoor landscaping you will need a comprehensive policy that covers your assets in the unfortunate event that something goes wrong.
Determining the cost for commercial property insurance takes into consideration a lot of different factors that influence the risk of unfortunate events. These factors include your location and whether the area is prone to natural disasters like floods, the industry of your business, the construction of your building and whether it has upgraded electrical and plumbing, and particularly if your premises has all the relevant safety precautions like a security system or fire alarm.