Why you need property insurance for your office
If you own or operate a business across the Channel Islands, Islands can ensure you have the appropriate insurance for your needs. There are a number of risks that business owners are faced with including fire damage, tenant injuries, theft and income loss.
It can sometimes be a tricky process taking out insurance on your property, but at Islands our professional team are here to help you get the coverage you need. Whether it’s helping you to protect your personal property, tools and equipment, inventory, furniture, computers, or outdoor landscaping you will need a comprehensive policy that covers your assets in the unfortunate event that something goes wrong. Our flexible policies for office block insurance can offer a great level of protection with benefits that include coverage of all your properties in one policy, legal liabilities cover of £5 million, and a 24-hour helpline.
Determining the cost for commercial property insurance takes into consideration a lot of different factors that influence the risk of unfortunate events. These factors include your location and whether the area is prone to natural disasters like floods, the industry of your business, the construction of your building and whether it has upgraded electrical and plumbing, and particularly if your premises has all the relevant safety precautions like a security system or fire alarms.
Covers & benefits provided
Our comprehensive and third-party policies include a great range of free benefits as standard.
Your policy will generally cover you for a number of insured events, such as:
- Malicious Damage
- Accidental Damage
Renewing your policy
We will contact you prior to your renewal date with all the details of your policy cover for the coming year.
Payment can be made by monthly direct debit or an upfront annual payment.
Making changes to your policy
Click here to make a change or request.
You can cancel your policy at any time by contacting us.
Why choose Islands?
Our locally-based team is dedicated to providing specialist, personal service, to give you peace of mind with insurance cover for the things that matter.