Motor Insurance

Drive away happy with insurance from islands

Request a quote Existing Customers

Why choose Islands for Motor Insurance

Driving in the Channel Islands is different. Tight lanes, limited parking and trips to the UK or France all shape how you use your vehicle. We help you find motor insurance that fits the way you drive.

Independent motor insurance broker comparing quotes from multiple insurers

Independent broker

We compare quotes from several trusted motor insurers to help you find cover that suits your vehicle and how you use it.

Motor insurance with local expertise in Jersey, Guernsey and Alderney

Local expertise

Our team in Jersey and Guernsey understands island roads, local driving conditions and the rules that matter to you.

Motor insurance cover tailored to how you drive and use your vehicle

Cover that fits you

Every driver is different. We ask straightforward questions and help you choose cover that reflects your needs.

What your cover can include

We work with several insurers, which means we can help arrange cover that fits how you drive and what you need from your policy.

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Cover level Comprehensive, Third Party Fire & Theft, or Third Party Only, choose the level that suits your vehicle and budget.
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Windscreen repair or replacement Cover for repairing or replacing damaged windscreens, subject to policy terms.
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Courtesy car A temporary replacement vehicle after an insured claim, where included by the insurer.
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Third-party liability Cover for injury to others or damage to their property caused by the use of your vehicle.
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Fire and theft protection Cover for loss or damage caused by fire or theft, where included by your policy.
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Personal accident cover Fixed benefits following serious injury, subject to policy limits.
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Foreign use Cover for driving in the UK and, where offered, parts of Europe (territorial limits apply).
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No-claims discounts Discounts offered by some insurers for claim-free driving history.

Optional extras

We’ll explain which options may be useful for you and which you may not need.

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Protected no-claims discount Your no-claims discount stays the same after certain claims, depending on the insurer.
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Legal protection Cover for certain legal costs, disputes or uninsured losses following an incident.
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Key cover Help with the cost of replacing lost or stolen vehicle keys, where included.
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Tools or equipment cover Cover for tools and business equipment carried in vans, where offered by the insurer.
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Riding gear cover Cover for helmets, leathers and motorcycle accessories, where available.
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Agreed value cover A fixed vehicle value agreed in advance for classic or specialist vehicles.

Find your cover

Choose the option that fits your vehicle:

  • Car insurance

    For everyday cars, family cars, first cars and electric vehicles.

  • Motorcycle insurance

    One bike or several? Daily rides or weekend trips? We’ll help you find cover that fits.

  • Van insurance

    For tradespeople, delivery drivers, and anyone who uses a van for work or personal use.

  • Specialist vehicle insurance

    Classic cars, motorhomes, modified vehicles or custom builds, we’ll match you with an insurer who understands them.

How it works

  1. Step 1 of 4
    1

    Tell us about your vehicle Where you keep it, what you drive, and how you use it.

  2. Step 2 of 4
    2

    We compare insurers We review options from our panel to find suitable cover.

  3. Step 3 of 4
    3

    You review the quotes We explain what each option includes so you can choose with confidence.

  4. Step 4 of 4
    4

    We arrange your policy When you’re ready, we set it up and handle the paperwork.

We’re here at renewal and if you ever need help with a claim. Terms, conditions and exclusions apply.

Request a callback

Need help? Get in touch!

Our friendly team is ready to help with any questions or support you need. You can contact us at any of our local offices:

Alderney Office
Open: Monday - Friday 08:30-16:30 T: (01481) 824 100
Guernsey Office
Open: Monday - Friday 09:00-17:00 T: (01481) 710 731
Jersey Office
Open: Monday - Friday 09:00-17:00 T: (01534) 835 383

Our expert advisors are here during office hours to chat about what you need and find the best solutions for you. If it's outside these hours, just leave us a message. We'll get back to you as soon as we can.

Please select your location

To provide you with a tailored travel policy, please select your island below to be taken to the appropriate quote form.

Jersey
Guernsey / Alderney