Freedom to Travel with Islands

Channel Islanders are naturally adventurous in spirit. We travel a great deal, whether for business or pleasure but all of us at some time will experience delays, cancellations or emergency situations while we are away.

Hiker celebrating freedom to travel atop a mountain with expansive views, embodying the spirit of adventure and comprehensive travel insurance coverage.

We understand about providing peace of mind and our new travel policies do just that. From trekking to touring, skiing to cruising and everything in between we know you want to enjoy every minute of your trip without worrying when something goes wrong.

With travel insurance from Islands you’re covered for all of the usual eventualities and more, but with the added advantage that with our bespoke policy you can design your cover around your specific lifestyle and needs.

So, whether it’s Southampton shopping or Amazonian adventure, you can enjoy the freedom to travel with complete peace of mind.

What’s covered

Because we know everyone is unique, we have created two package options to choose from – Single Trip & Prestige Annual (multi-trip). Depending on the complexity and flexibility of the cover you need, we are confident we can find the right solution for you.

Delays and cancellations are part of everyday travel and we have cover for that, but sometimes things happen that are completely unforeseen, from political protests to volcanic ash clouds, labour strikes to the insolvency of travel businesses. We all hope these things will not happen to us but at Islands we believe it is better to know you’re covered, come rain or shine (and hurricanes or blizzards for that matter!)

We also provide a number of unique benefits and additional options under our travel insurance


A couple at a car dealership receiving car keys, symbolising the ease of hiring a car for their travels with comprehensive insurance coverage from Islands.

Hire a car with ease

Whether it’s to explore the sights or just to get from A to B and on to C, hiring a car gives you great flexibility when you arrive at your destination. But there’s always that nagging worry that if something happens to the vehicle you could face a hefty excess from the rental company. With travel insurance from Islands we include collision damage waiver, so if there is a mishap any penalties will be covered.

Woman checking the time in an airport waiting area, poised to use SmartDelay Plus for lounge access or cash compensation during travel delays. That's having freedom to Travel

Stuck with a Delayed Flight? Don't Fret!

Now, when flights are delayed over 90 minutes, SmartDelay Plus not only grants you serene lounge access at over 1200 airports but also offers compensation even when your not in a lounge in reach. Simply register your journey details with us at least a day ahead. Whether you unwind in luxury or enjoy a cash bonus, travel disruptions just got a whole lot easier.

Find out More

Firefighters tackling a blaze, a reminder of the swift emergency responses covered by Islands Insurance's 'Freedom to Travel' policies.

Emergency evacuation

No-one wants to get caught up in a natural catastrophe but when they do happen you want to know you can get you and your loved ones to safety as quickly as possible. We’ll cover you for up to £10,000 (£50,000 per family) to cover your expenses. Our 360 Assistance Service gives you access to security and medical information in most countries 24/7, including contact numbers, evacuation procedures and SMS updates.

Safe and secure

In an age when data security is uppermost in people’s minds, our digital document wallet provides complete peace of mind that your travel and personal documents are stored securely and accessible only by you.

Snowboarder in action, representing the 'Freedom to Travel' with confidence thanks to comprehensive sports cover in travel insurance.

On top of your game

Sports and winter sports cover are automatically included in your cover, so whether it’s beach volleyball or snowboarding you can rest assured you’ll be covered if you have a mishap. You can also choose additional cover for hazardous sports and golf equipment – Lewis Hamilton watch out!

The Spirit of the Open Road

Channel Island motorcyclists love to get out on the sweeping roads of Europe and enjoy amazing rides through stunning countryside. Combining our market-leading motorcycle policies with travel insurance from Islands means you can don leathers and helmet in the knowledge that all you have to think about is where the open road will take you.

Why Islands?

Islands has been looking after the insurance needs of Channel Islanders for over 40 years, providing professional insurance underwriting and broking of the highest standards. Our mission is to provide the right protection and peace of mind that will give our customers the freedom to enjoy their lives.

Our travel insurance is comprehensive, flexible and in tune with your personal and business needs.

In addition to our excellent customer service, fast and professional response times, quick, easy and efficient claims service and 1st class emergency service, we have a policy that is tailored to your travel temptations.

Key benefits include:

  • 24/7 quote and buy facility* through our website
  • Automated delivery of policy documents
  • Pre-existing medical conditions accepted in most cases
  • Access to airport lounges in the event of delays
  • Sports cover
  • Collision damage waiver cover for hire cars
  • Emergency evacuation
  • Journey continuation
  • Secure documentation delivery and storage

*Pay monthly customers will need to complete their purchase in person by visiting our offices in Jersey or Guernsey).

Need something more specific?

To find out more about our Bespoke Package and how we can tailor the right insurance cover to your needs, please call a member of our specialist broker team. Contact Us

Request a callback

Due to recent events, we are currently experiencing a very high volume of calls in the claims department. For more information, please visit our Storm Support Hub.

Need help? Get in touch!

Our friendly team is ready to help with any questions or support you need. You can contact us at any of our local offices:

Alderney Office
Open: Monday - Friday 08:30-16:30 T: (01481) 824 100
Guernsey Office
Open: Monday - Friday 09:00-17:00 T: (01481) 710 731
Jersey Office
Open: Monday - Friday 09:00-17:00 T: (01534) 835 383

Our expert advisors are here during office hours to chat about what you need and find the best solutions for you. If it's outside these hours, just leave us a message. We'll get back to you as soon as we can.

Please select your location

To provide you with a tailored travel policy, please select your island below to be taken to the appropriate quote form.

Guernsey / Alderney