⚠️ Due to severe weather, our offices in Guernsey and Alderney are closed until further notice. For everyone’s safety, we’re asking customers and staff not to attend the offices during this time. To help us support those with urgent needs as quickly as possible, we ask that you only call us for emergency claims. For non-urgent claims, you can submit an online claims form on our website here. You can find the latest storm-related guidance here.

Existing Business Customers

Manage your business policy

Make a change, find documents, start a claim, or pay online.

Renewals: You’ll receive your renewal pack by email or post before your policy expires. When it arrives, you can pay online using the remittance advice. If you need changes before renewing, please contact us first.

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Is your business cover still right?

Changes to your premises, stock or turnover can affect your insurance. It’s worth checking your cover still reflects how your business operates today.
 

Check If You’re Underinsured

FAQ’s

Have a question about your insurance policy?
We may have the answer already. See answers to our most frequently asked questions below.

Can I spread the cost by paying monthly instalments?

We offer a Premium Instalment Plan which is a credit agreement that allows you to pay your insurance policy over time. This isn’t a direct debit; rather, it’s a structured finance option, giving you the flexibility to spread payments in a way that best suits you.

Can I pay for my insurance by Direct Debit through another persons bank account?

No, Direct Debit payments under the Premium Instalment Plan must come from a policyholder’s bank account.

Do you sell standalone excess protection insurance?

No, excess protection insurance is not available through our insurers at this time.

Are professional fees covered by my policy?

Your policy may cover fees for surveyors or engineers if they’re needed for repairs or rebuilding, but only with insurer approval.

However, fees for claim preparation, like accountant costs, aren’t covered unless your insurer specifically agrees. Check your policy for details.

My business property is damaged and I can’t operate. What’s covered?

If your business property is damaged and you can’t operate, your policy may include business interruption cover.

This could help with lost income and extra costs to keep your business running. Check your policy wording for details.

What should I do before filing a claim?

Before filing a claim:

  1. Take photos of all damage.
  2. Keep receipts for repairs or expenses.
  3. Contact the claims team early to help speed up the process.

Request a callback

Need help? Get in touch!

Our friendly team is ready to help with any questions or support you need. You can contact us at any of our local offices:

Alderney Office
Open: Monday - Friday 08:30-16:30 T: (01481) 824 100
Guernsey Office
Open: Monday - Friday 09:00-17:00 T: (01481) 710 731
Jersey Office
Open: Monday - Friday 09:00-17:00 T: (01534) 835 383

Our expert advisors are here during office hours to chat about what you need and find the best solutions for you. If it's outside these hours, just leave us a message. We'll get back to you as soon as we can.

Please select your location

To provide you with a tailored travel policy, please select your island below to be taken to the appropriate quote form.

Jersey
Guernsey / Alderney