Our Home Insurance Products
We offer a range of buildings and contents insurance policies so we’ve got you covered for the things that matter most.
Peace of Mind Guaranteed
Our in-house policies include a great deal of benefits as standard to give you added peace of mind.
*applies to most policies, subject to terms and conditions.
Benefits*
- Accidental damage cover
- Flexible contents cover
- Rent & accommodation costs
- Up to 25% no claims bonus
- 24-hour helpline
Expert Insurance for Your Needs
Experience the tailored care and expertise of Hepburns. We’re more than brokers; we’re your personal insurance confidants for life’s complexities.
FAQs
Have a question about our home insurance policies?
We may have the answer already. See answers to our most frequently asked questions below.
Are my belongings covered outside the home or when I go on holiday?
You are only covered if your policy schedule shows that personal belongiongs cover has been selected. This will be subject to overall cover limits as well as single article limits for individual items.
If you are going on holiday, the level of cover will vary depending on where you are going to and how long for.
Your schedule will show the limits aplicable to your policy, or you can call us, visit https://www.islands.insure/contact-us/ to get in touch.
How do I calculate how much to insure my Buildings and Contents for?
If you’re unsure how much to insure your Buildings and Contents for, use these calculators:
🛋️ Contents Insurance
Contents CalculatorIf you need help, get in touch with us.
NFU Mutual Bonus
Your loyalty recognised, providing savings on your general insurance premium.
Find out moreArticles & guides
Keep your building, contents and occupants safe with our handy home guides.
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