Commercial & Trader Boat Insurance

Your first port of call for commercial marine insurance

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Cover that keeps your business afloat.

Running a working vessel takes skill, time and trust. We help you protect your business with the right insurance. That includes fishing boats, charter fleets and marine trade craft.

As an independent broker, we find insurers who understand marine businesses like yours. You’ll get clear options, explained in plain terms, so that you can choose with confidence.

Who this suits


Commercial marine insurance for fishing boats, trawlers and crabbers

Fishing boats, trawlers and crabbers

Commercial marine insurance for charter and passenger vessels

Charter and passenger vessels

Commercial marine insurance for workboats, tugs and service craft

Workboats, tugs and service craft

Commercial marine insurance for marine traders and boatyards

Marine traders: boatyards, repairers, chandlers and brokers

Commercial marine insurance for operators running multiple vessels

Operators running more than one vessel

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What your policy can include

Every business faces different risks. We’ll match your needs with an insurer who understands your trade.

Core protection

Cover typically included on most marine policies, subject to insurer and vessel type.

⚓️
Cover for your vessel, machinery and onboard equipment.
🤝
Third-party and passenger liability up to £5 million.
🧍‍♂️‍🧍‍♀️
Employer’s and crew liability, covering injury or illness to crew members while working on the vessel. (Availability depends on vessel type and operation.)
⛑️
Personal accident benefits for owners, skippers and guests.
🎣
Catch, bait and stock cover for fishing and commercial work.

Optional extras

(We’ll guide you through which options are useful for your operation.)

📉
Loss of earnings if your boat can’t operate after an insured event.
⚖️
Protection and Indemnity (P&I) cover, providing liability protection specific to marine operations.
⚙️
Transit and machinery breakdown cover.
📜
Legal protection for contract or crew disputes.
💻
Cyber cover for onboard systems and navigation equipment.
🚤
Professional charter use for skippered or bareboat charter.
🏁
Racing or demonstration trials for marine traders.

Some complex or high-value risks need additional insurer approval. We handle the referral and keep you informed throughout.

How we help

  1. Step 1 of 4
    1

    Request a quote You tell us about your business, vessels, routes and trading activity.

  2. Step 2 of 4
    2

    We search our market We compare insurers that match your needs and send you a quote.

  3. Step 3 of 4
    3

    You review the options We explain cover limits, exclusions and any optional extras.

  4. Step 4 of 4
    4

    We arrange your policy Once you’re happy, we handle the paperwork and stay in touch at renewal.

Availability of cover and price are subject to the insurer. Terms, conditions and exclusions apply.

Request a callback

Need help? Get in touch!

Our friendly team is ready to help with any questions or support you need. You can contact us at any of our local offices:

Alderney Office
Open: Monday - Friday 08:30-16:30 T: (01481) 824 100
Guernsey Office
Open: Monday - Friday 09:00-17:00 T: (01481) 710 731
Jersey Office
Open: Monday - Friday 09:00-17:00 T: (01534) 835 383

Our expert advisors are here during office hours to chat about what you need and find the best solutions for you. If it's outside these hours, just leave us a message. We'll get back to you as soon as we can.

Please select your location

To provide you with a tailored travel policy, please select your island below to be taken to the appropriate quote form.

Jersey
Guernsey / Alderney