Small Craft Insurance

Your first port of call for marine insurance

Request a Quote Existing Customers

Simple cover for boats built for fun.

Owning a RIB or small motorboat is pure enjoyment, until something goes wrong. We help you find insurance that protects you, whether you’re towing, launching or out on the water.

We’re an independent broker. We work with insurers who understand small craft and leisure boating. Our aim is to keep insurance straightforward, so you can spend more time enjoying your boat.

Who this suits

Small craft insurance for RIBs and inflatable boats

RIBs and towing of toys or inflatables

Small craft insurance for small motorboats and speedboats

Small motorboats and speedboats

Small craft insurance for tenders and runabout boats

Tenders and runabouts

Small craft insurance for leisure boats used close to shore

Leisure craft used close to shore

Swipe left or right to see more ➡️

What your policy covers

Every craft is different. We’ll match you with an insurer that fits how and where you use yours.

Core cover

Cover typically included on most small craft policies, subject to insurer and vessel type.

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All-risks cover, protects your boat, engine and onboard equipment.
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Third-party and passenger liability, up to £5 million for injury or damage to others.
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Personal accident benefits, financial support if you’re injured while using your craft.
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Towing and launching cover, protection while launching, recovering or towing your craft.
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No-claims and multi-craft discounts, up to 25%.

Optional extras

(We’ll help you decide which options suit your craft and how you use it.)

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Racing or performance use, where permitted.
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Trailer and transit cover, damage to the vessel while being trailered or transported.
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Watersports liability, covers liability to the public and guests when towing inflatables or wakeboards.
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Legal protection, for disputes or uninsured loss recovery.
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Theft protection, while stored or on a trailer, subject to security requirements.
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Personal effects, cover for items kept onboard.
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Accidental damage, from impact, collision or grounding.

Some high-performance or specialist boats may need additional insurer approval. We’ll manage this for you and keep you informed throughout.

How we help

  1. Step 1 of 4
    1

    Request a quote You tell us about your boat, how you use it and where it’s kept.

  2. Step 2 of 4
    2

    We search our market We compare insurers that suit your craft, usage and experience level.

  3. Step 3 of 4
    3

    You review the options We explain cover limits, exclusions and any optional extras.

  4. Step 4 of 4
    4

    We arrange your policy Once you’re happy, we handle the paperwork and stay in touch at renewal.

Availability of cover and price are subject to the insurer. Terms, conditions and exclusions apply.

Request a callback

Need help? Get in touch!

Our friendly team is ready to help with any questions or support you need. You can contact us at any of our local offices:

Alderney Office
Open: Monday - Friday 08:30-16:30 T: (01481) 824 100
Guernsey Office
Open: Monday - Friday 09:00-17:00 T: (01481) 710 731
Jersey Office
Open: Monday - Friday 09:00-17:00 T: (01534) 835 383

Our expert advisors are here during office hours to chat about what you need and find the best solutions for you. If it's outside these hours, just leave us a message. We'll get back to you as soon as we can.

Please select your location

To provide you with a tailored travel policy, please select your island below to be taken to the appropriate quote form.

Jersey
Guernsey / Alderney