Cover that keeps your adventures smooth sailing.
Owning a boat is freedom, whether it’s a quiet cruise in local waters or a long summer trip along the coast. We help you protect that freedom with insurance that suits how and where you sail.
We work independently, finding insurers who understand leisure boating. You’ll get clear options, explained simply, so you can choose cover with confidence.
Who this suits
Sailing yachts and catamarans
Cabin cruisers and day boats
Leisure craft kept on moorings or in dry storage
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What your policy can include
Every vessel is unique, we’ll help you find cover that fits your needs.
Core protection
Cover typically included on most recreational boat policies, subject to insurer and vessel type.
All-risks cover for your boat, engine and onboard equipment.
Third-party and passenger liability up to £5 million.
Personal accident benefits, limits apply.
Tenders and outboards, limits apply.
Personal effects, limits apply.
No-claims and multi-vessel discounts, up to 25%.
Optional extras
(We’ll explain what’s useful based on your vessel and how you use it.)
Racing cover for yachts, where applicable.
Charter or shared use for family or skippered hire.
Legal protection for disputes or uninsured loss recovery.
Cover for damage to your vessel while on a trailer or in transit across the Channel Islands, UK and Europe.
Underwater gear and cover for sail upgrades on performance craft.
Extended cruising range for longer trips abroad.
Houseboat or live-aboard cover for static use.
Some high-value or specialist yachts may need additional insurer approval. We’ll manage this process and keep you updated throughout.
How we help
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Step 1 of 4
Request a quote You tell us about your boat, how you use it and where you plan to sail.
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Step 2 of 4
We search our market and assess suitability We approach insurers that match your needs, including cover for older vessels, modifications, specialist equipment or extended cruising, and provide you with suitable options.
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Step 3 of 4
You review the options We explain cover limits, exclusions and any optional extras.
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Step 4 of 4
We arrange your policy Once you’re happy, we handle the paperwork and stay in touch at renewal.
Availability of cover and price are subject to the insurer. Terms, conditions and exclusions apply.
Why use a broker for leisure cover
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Access to several marine insurers for choice and value
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Help understanding policy limits and exclusions
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Guidance for racing, charter or shared-use cover
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Support for older vessels, modifications or specialist requirements