Motorcycle Insurance That Fits How You Ride
Riding in the Channel Islands is different. The roads are narrow. The weather changes fast. But the coastal views? Some of the best you’ll ever see. Whether you ride to work, head out at weekends or take trips to France, your insurance should suit the way you ride.
We’re independent brokers. We work with insurers who understand motorcycles, island roads and the gear you rely on.
Who this suits
We help riders across Jersey, Guernsey and Alderney find insurance for:
Weekend and leisure riding
Classic or vintage motorcycles
Modified or custom-built bikes
Swipe left or right to see more ➡️
What your policy can include
Because we work with more than one insurer, your policy can be shaped around how, where and how often you ride.
Core protection
Included on most policies, depending on the insurer and level of cover chosen.Fire and theft protection.
Third-party liability for injury to others or damage their property.
Damage caused by attempted theft.
Visor and glass cover (where included).
Personal accident benefits (limits vary by insurer).
Riding in the UK and Europe (time limits apply).
No-claims discount, where offered.
Optional extras
(We’ll help you choose what’s worth adding.)Helmet, leathers and protective clothing cover.
Breakdown cover, Channel Islands, UK and Europe.
Legal protection.
Protected no-claims discount.
Agreed value (for classics or modified bikes).
Cover for custom parts, accessories and upgrades.
Multi-bike cover.
Some high-value, imported or heavily modified bikes may need additional insurer approval. We’ll handle that for you and keep you informed.
Levels of motorcycle cover, what’s included
Use this table to compare the main differences between cover levels. Features and limits vary by insurer, we’ll confirm exactly what applies to your policy.
On mobile, tap a cover type below to compare what’s covered.
| Feature | Third Party Only (TPO) | Third Party, Fire & Theft (TPFT) | Comprehensive |
|---|---|---|---|
| Injury or damage to other people or their property | |||
| Fire damage to your bike | |||
| Theft of your bike | |||
| Damage caused by attempted theft | |||
| Accidental damage to your bike | |||
| Visor or glass cover | |||
| Personal accident benefits |
* Subject to insurer terms, eligibility and policy limits.
- Injury or damage to other people or their property
- Fire damage to your bike
- Theft of your bike
- Damage caused by attempted theft
- Accidental damage to your bike
- Visor or glass cover
- Personal accident benefits
- Injury or damage to other people or their property
- Fire damage to your bike
- Theft of your bike
- Damage caused by attempted theft
- Accidental damage to your bike
- Visor or glass cover
- Personal accident benefits
- Injury or damage to other people or their property
- Fire damage to your bike
- Theft of your bike
- Damage caused by attempted theft
- Accidental damage to your bike
- Visor or glass cover
- Personal accident benefits
* Subject to insurer terms, eligibility and policy limits.
How it works
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Step 1 of 4
Tell us about your vehicle Where you keep it, what you drive, and how you use it.
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Step 2 of 4
We compare insurers We review options from our panel to find suitable cover.
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Step 3 of 4
You review the quotes We explain what each option includes so you can choose with confidence.
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Step 4 of 4
We arrange your policy When you’re ready, we set it up and handle the paperwork.
We’re here at renewal and if you ever need help with a claim. Terms, conditions and exclusions apply.