Specialist Motor Insurance For Unique Vehicles
Some vehicles are different, and so are we. Whether you own a classic car, campervan, kit car or custom build, we’ll help you find insurance that reflects what your vehicle really is.
As an independent broker, we work with a panel of specialist insurers and explain your options clearly. You’ll get cover that fits your vehicle, how you use it and what it’s worth.
Who this suits
We arrange specialist motor insurance for:
Kit cars and self-built vehicles
Motorhomes and campervans
Trikes, quad bikes and three-wheelers
Horseboxes and agricultural-style conversions
Specialist or unusual vehicles
Multi-vehicle or mixed-vehicle households
Swipe left or right to see more ➡️
What your policy can include
Every specialist vehicle is different. We’ll find insurers who understand how your vehicle is built and how you use it.
Core protection
Included on most policies, depending on the insurer and level of cover chosen.Damage or injury you cause to other people or their property.
Fire and theft protection.
Damage to your vehicle (with Comprehensive cover).
Windscreen and glass cover.
Cover for driving in the UK and Europe (time limits apply).
Cover for accessories or fixed equipment (limits vary).
Cover for approved modifications or specialist parts.
No-claims discount, where offered.
Contents cover for motorhomes or campervans (limits vary).
Optional extras
(We’ll explain what’s worth adding based on your vehicle.)
Agreed value for classic, kit, restored or custom-built vehicles.
Breakdown cover in the Channel Islands, UK and Europe.
Laid-up or SORN cover for vehicles kept off the road.
Cover for tools, spares and specialist equipment.
Extended European cover for touring, shows or rallies.
Personal accident cover.
Legal expenses cover.
Cover for awnings, camping equipment or fitted motorhome accessories.
Multi-vehicle cover under one policy.
Event/show cover for exhibitions or car meets.
Key and lock protection.
Some high-value, imported or heavily modified vehicles may need additional insurer approval. We’ll manage this for you and keep you informed throughout.
Levels of cover, what’s included
Use this table to compare the main differences between cover levels. Features and limits vary by insurer, we’ll confirm exactly what applies to your policy.
On mobile, tap a cover level below to compare what’s covered.
| Feature | Third Party Only (TPO) | Third Party, Fire & Theft (TPFT) | Comprehensive |
|---|---|---|---|
| Damage or injury to other people or their property | |||
| Fire damage to your vehicle | |||
| Theft of your vehicle | |||
| Damage caused by attempted theft | |||
| Accidental damage to your own vehicle | |||
| Windscreen or glass cover | |||
| Cover for approved modifications |
* Subject to insurer terms, approval and policy limits.
- Damage or injury to other people or their property
- Fire damage to your vehicle
- Theft of your vehicle
- Damage caused by attempted theft
- Accidental damage to your own vehicle
- Windscreen or glass cover
- Cover for approved modifications
- Damage or injury to other people or their property
- Fire damage to your vehicle
- Theft of your vehicle
- Damage caused by attempted theft
- Accidental damage to your own vehicle
- Windscreen or glass cover
- Cover for approved modifications
- Damage or injury to other people or their property
- Fire damage to your vehicle
- Theft of your vehicle
- Damage caused by attempted theft
- Accidental damage to your own vehicle
- Windscreen or glass cover
- Cover for approved modifications
* Subject to insurer terms, approval and policy limits.
How it works
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Step 1 of 4
Tell us about your vehicle Where it’s kept, how it’s built and how you use it.
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Step 2 of 4
We compare insurers We review options from specialist insurers that suit your vehicle.
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Step 3 of 4
You review the quotes We explain what each one includes so you can choose with confidence.
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Step 4 of 4
We arrange your policy When you’re ready, we set it up and handle the paperwork.
We’re here at renewal, and if you ever need help with a claim.
Why use a broker?
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We work for you, not the insurers
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We use a panel of insurers who understand niche and collector vehicles
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We know what underwriters need, including valuations, photos and build details
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You get real people in Jersey, Guernsey and Alderney when you need support