Our Vehicle Insurance Products
We offer a wide range of vehicle insurance policies so we’ve got you covered no matter what you drive.
Why insurance for your business vehicle is important
If you own or operate a business of any size across the Channel Islands, Islands can ensure you have the appropriate insurance for your needs. Whether you need to cover a fleet of vehicles, or just one van, it’s important to make sure that you have the appropriate commercial vehicle insurance.
It can sometimes be a tricky process taking out insurance for your business, but at Islands our professional team are here to help you get the coverage you need. Not having the appropriate level of coverage on your business vehicles can leave you vulnerable and open to unnecessary risks that can become a costly burden in the unfortunate event that something goes wrong. Call our friendly team today to discuss your coverage needs.
Motoring Peace of Mind
Our comprehensive and third-party policies include a great deal of free benefits as standard to give you motoring peace of mind.
*Your vehicle must not weigh more than 3.5 tonnes gross weight vehicle mass, or be over 5.5 metres (18 ft.) in length or 2.3 metres (7ft. 6in.) wide. Any caravans or trailers attached to your vehicle must not exceed 7.6 metres (25 ft.) in length.
Benefits at home and abroad
- Breakdown cover*
- Home start
- Roadside assistance
- Roadside repair
- Vehicle recovery
- Onward travel
- 24-hour helpline
Expert Insurance for Your Needs
Experience the tailored care and expertise of Hepburns. We’re more than brokers; we’re your personal insurance confidants for life’s complexities.
FAQs
Have a question about your business vehicle insurance policies?
We may have the answer already. See answers to our most frequently asked questions below.
Does my “Driving other cars” extension allow me to drive in the UK/Europe?
If included on your Certificate of Motor insurance the “Driving other cars” extension does apply, please check your policy wording for full details. You must however note the cover provides protection against legal liability for third party’s death, bodily injury or property damage only. This cover is very limited and should not be used as an alternative to arranging an insurance policy.
Am I covered for business use?
It depends. This cover is not automatically included. Please check your Certificate of Motor Insurance to see if this extension applies to you.
Do I have “Driving other cars”?
It depends on your policy. Driving Other Cars cover is not automatically included.
Check your Certificate of Motor Insurance to see if this cover applies to you. If unsure, contact us for confirmation. Visit https://www.islands.insure/contact-us/ to get in touch.
Can I add a temporary vehicle to my policy?
You may be able to add a temporary vehicle to your policy. If approved, the cost will depend on the details you provide.
For more information or if you need help, visit https://www.islands.insure/contact-us/ to get in touch.
