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Car Insurance

Wherever You’re Going, We’ll Get You Covered

Request a Quote Existing Customers

Tree-lined road symbolising the journey of life, underscoring the importance of reliable insurance coverage

Car Insurance that keeps you moving

From school runs to weekend road trips, your car does a lot of miles for you. We help you find cover that keeps you protected on the journeys that matter most.

As an independent broker, we work with a panel of insurers and explain your options in plain language, so you can choose the right cover, not just the cheapest premium.

Who We Help

We arrange car insurance for:

Car insurance for everyday cars and family vehicles

Everyday cars & family vehicles

Car insurance for electric and hybrid vehicles

Electric and hybrid cars

Car insurance for second cars and occasional drivers

Second cars or occasional drivers

Car insurance for commuting and light business use

Commuters & light business use

Car insurance for multi-driver or named-driver households

Multi-driver or named-driver households

Swipe left or right to see more ➡️

What your policy can include

Every driver’s different. We work with several insurers to shape your cover around how and where you drive.

Core cover

Included on most policies, depending on the insurer and the level of cover you choose.

🚗
Damage or injury caused to other people or their property.
🔥
Cover if your car is damaged by fire.
🛑
Damage caused by attempted theft.
🪟
Windscreen repair or replacement.
💙
Personal accident benefits (limits vary by insurer).
🚙
Courtesy car during approved repairs, subject to availability.
🌍
Cover for driving in the UK and Europe (limits apply).
⭐️
No-claims discount, where offered.

Optional extras

We’ll help you choose what’s right for you.

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Breakdown cover (local, UK or Europe).
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Protected no-claims discount.
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Legal cover for disputes or uninsured losses.
🔑
Key cover if your keys are lost or stolen.
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Cover for personal belongings in your car.
🎧
Audio or tech cover for in-car equipment.
🆕
New car replacement (age and value limits apply).
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Extra cover for longer UK or EU trips.
🛠️
Cover for modified cars (if approved by the insurer).
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Laid-up cover for off-road storage.
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Business, commuting, or hire & reward use (insurer dependent).
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Towing cover for trailers or caravans.

Exact features depend on the insurer you choose. We’ll explain what’s included, what’s optional, and what may need approval, so you always know exactly what you’re covered for.

Types of cover

Use this guide to compare cover types and choose the level that suits how you drive.

Features and limits vary by insurer, we’ll talk you through the details.

On mobile, tap a cover type below to compare what’s covered.

Feature Third Party Only (TPO) Third Party, Fire & Theft (TPFT) Comprehensive (Comp)
Injury or damage to other people or their property
Fire damage to your car
Theft of your car
Damage to your car caused by attempted theft
Accidental damage to your car
Windscreen repair or replacement
Personal accident benefits
Courtesy car during approved repairs
Driving other cars (DOC)

* Subject to insurer, eligibility and policy terms.

  • Injury or damage to other people or their property
  • Fire damage to your car
  • Theft of your car
  • Damage to your car caused by attempted theft
  • Accidental damage to your car
  • Windscreen repair or replacement
  • Personal accident benefits
  • Courtesy car during approved repairs
  • Driving other cars (DOC)
  • Injury or damage to other people or their property
  • Fire damage to your car
  • Theft of your car
  • Damage to your car caused by attempted theft
  • Accidental damage to your car
  • Windscreen repair or replacement
  • Personal accident benefits
  • Courtesy car during approved repairs
  • Driving other cars (DOC)
  • Injury or damage to other people or their property
  • Fire damage to your car
  • Theft of your car
  • Damage to your car caused by attempted theft
  • Accidental damage to your car
  • Windscreen repair or replacement
  • Personal accident benefits
  • Courtesy car during approved repairs
  • Driving other cars (DOC)

* Subject to insurer, eligibility and policy terms.

How it works

  1. Step 1 of 4
    1

    Tell us about your vehicle Where you keep it, what you drive, and how you use it.

  2. Step 2 of 4
    2

    We compare insurers We review options from our panel to find suitable cover.

  3. Step 3 of 4
    3

    You review the quotes We explain what each option includes so you can choose with confidence.

  4. Step 4 of 4
    4

    We arrange your policy When you’re ready, we set it up and handle the paperwork.

We’re here at renewal and if you ever need help with a claim. Terms, conditions and exclusions apply.

Request a callback

Need help? Get in touch!

Our friendly team is ready to help with any questions or support you need. You can contact us at any of our local offices:

Alderney Office
Open: Monday - Friday 08:30-16:30 T: (01481) 824 100
Guernsey Office
Open: Monday - Friday 09:00-17:00 T: (01481) 710 731
Jersey Office
Open: Monday - Friday 09:00-17:00 T: (01534) 835 383

Our expert advisors are here during office hours to chat about what you need and find the best solutions for you. If it's outside these hours, just leave us a message. We'll get back to you as soon as we can.

Please select your location

To provide you with a tailored travel policy, please select your island below to be taken to the appropriate quote form.

Jersey
Guernsey / Alderney